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3. Duties In The Event Of An Event, Claim Or Suit At our request, the first Named Insured will furnish a. You must see to it that we are notified as us, as soon as practicable, with a complete copy soon as practicable of an "event", regardless of any "underlying insurance" and any of the amount, which may result in a claim subsequently issued endorsements or policies under this insurance. To the extent possible, which may in any way affect the insurance notice should include: provided under this policy. (1) How, when and where the "event" took 5. Cancellation place; a. The first Named Insured shown in the (2) The names and addresses of any injured Declarations may cancel this policy by mailing persons and witnesses; and or delivering to us advance written notice of cancellation. (3) The nature and location of any "injury or damage" arising out of the "event" b. We may cancel this policy by mailing or delivering to the first Named Insured written b. If a claim is made or suit is brought against notice of cancellation at least: any insured, you must: (1) 10 days before the effective date of (1) Immediately record the specifics of the cancellation if we cancel for nonpayment claim or suit and the date received; and of premium; or (2) Notify us as soon as practicable. (2) 30 days before the effective date of You must see to it that we receive written cancellation if we cancel for any other notice of the claim or suit as soon as reason. practicable. c. We will mail or deliver our notice to the first c. You and any other insured involved must: Named Insured's last mailing address known (1) Immediately send us copies of any to us. demands, notices, summonses or legal d. Notice of cancellation will state the effective papers received in connection with the date of cancellation. The policy period will claim or suit; end on that date. (2) Authorize us to obtain records and other e. If this policy is cancelled, we will send the first information; Named Insured any premium refund due. If (3) Cooperate with us in the investigation or we cancel, the refund will be pro rata. If the settlement of the claim or defense against first Named Insured cancels, the refund may the suit; and be less than pro rata. The cancellation will be effective even if we have not made or offered (4) Assist us, upon our request, in the a refund, or if the refund offered has been enforcement of any right against any incorrectly calculated, person or organization which may be liable to the insured because of "injury or f. If notice is mailed, proof of mailing will be damage" to which this insurance may also sufficient proof of notice. apply g. Notice of cancellation to the first Named d. No insured will, except at that insured's own Insured will serve as notice of cancellation to cost, voluntarily make a payment, assume all insureds. No notice of cancellation will be any obligation, or incur any expense, other provided to anyone other than the first Named than for first aid, without our consent. Insured. 6. Changes 4. First Named Insured Duties This policy contains all the agreements between you and us concerning the insurance afforded. The first Named Insured is the person or The first Named Insured is authorized by all other organization first named in the Declarations and is insureds to make changes in the terms of this responsible for the payment of all premiums. The Policy with our consent. This policy's terms can first Named Insured will act on behalf of all other be amended or waived only by endorsement. Named Insureds for giving and receiving of notice of cancellation or the receipt of any return premium that may become payable. XPCOVFORM-0815 Includes copyrighted material of Insurance Services Offices, Inc., Page 4 of 6 with its permission.