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COMMERCIAL GENERAL LIABILITY COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read (1) The "bodily injury" or "property damage" is the entire policy carefully to determine rights, duties and caused by an "occurrence" that takes place what is and is not covered. in the "coverage territory"; Throughout this policy the words "you" and "your" refer (2) The "bodily injury" or "property damage" to the Named Insured shown in the Declarations, and occurs during the policy period; and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and (3) Prior to the policy period, no insured listed "our" refer to the company providing this insurance. under Paragraph 1. of Section II – Who Is An Insured and no "employee" authorized The word "insured" means any person or organization by you to give or receive notice of an – Who Is An qualifying as such under Section II "occurrence" or claim knew that the "bodily Insured. injury" or "property damage" had occurred, in whole or in part. If such a listed insured Other words and phrases that appear in quotation or authorized "employee" knew, prior to the – marks have special meaning. Refer to Section V policy period, that the "bodily injury" or Definitions. "property damage" occurred, then any SECTION I– COVERAGES continuation, change or resumption of such "bodily injury" or "property damage" during COVERAGE A – BODILY INJURY AND PROPERTY or after the policy period will be deemed to DAMAGE LIABILITY have been known prior to the policy period. 1. Insuring Agreement c. "Bodily injury" or "property damage" which occurs during the policy period and was not, a. We will pay those sums that the insured prior to the policy period, known to have becomes legally obligated to pay as damages occurred by any insured listed under Paragraph because of "bodily injury" or "property damage" 1. of Section II – Who Is An Insured or any to which this insurance applies. We will have "employee" authorized by you to give or receive the right and duty to defend the insured against notice of an "occurrence" or claim, includes any any "suit" seeking those damages. However, continuation, change or resumption of that we will have no duty to defend the insured "bodily injury" or "property damage" after the against any "suit" seeking damages for "bodily end of the policy period. injury" or "property damage" to which this insurance does not apply. We may, at our d. "Bodily injury" or "property damage" will be discretion, investigate any "occurrence" and deemed to have been known to have occurred settle any claim or "suit" that may result. But: at the earliest time when any insured listed (1) The amount we will pay for damages is II – Who Is An under Paragraph 1. of Section limited as described in Section III – Limits Insured or any "employee" authorized by you to Of Insurance; and give or receive notice of an "occurrence" or claim: (2) Our right and duty to defend end when we have used up the applicable limit of (1) Reports all, or any part, of the "bodily insurance in the payment of judgments or injury" or "property damage" to us or any settlements under Coverages A or B or other insurer; medical expenses under Coverage C. (2) Receives a written or verbal demand or No other obligation or liability to pay sums or claim for damages because of the "bodily perform acts or services is covered unless injury" or "property damage"; or explicitly provided for under Supplementary Payments. (3) Becomes aware by any other means that "bodily injury" or "property damage" has b. This insurance applies to "bodily injury" and occurred or has begun to occur. "property damage" only if: Page 1 of 21 ©2017 The TravelersIndemnity Company. All rights reserved. CG T1 00 0219 Includes copyrighted material of Insurance Services Office, Inc. with its permission.