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COMMERCIAL GENERAL LIABILITY d. Your legal representative if you die, but only b. Arises out of the ownership, maintenance or with respect to duties as such. That use of that part of any premises leased to you. representative will have all your rights and The insurance provided to such premises owner, duties under this Coverage Part. manager or lessor is subject to the following provisions: e.Any person or organization that, with your express or implied consent, either uses or is a. The limits of insurance provided to such responsible for the use of a watercraft that you premises owner, manager or lessor will be the do not own that is: minimum limits that you agreed to provide in the written contract or agreement, or the limits (1)50 feet long or less; and shown in the Declarations, whichever are less. (2)Not being used to carry any person or property for a charge. b. The insurance provided to such premises owner, manager or lessor does not apply to: 3. Any organization you newly acquire or form, other (1) Any "bodily injury" or "property damage" than a partnership, joint venture or limited liability that occurs, or "personal and advertising company, and of which you are the sole owner or in injury" caused by an offense that is which you maintain an ownership interest of more committed, after you cease to be a tenant in than 50%, will qualify as a Named Insured if there is that premises; or no other similar insurance available to that organization. However: (2) Structural alterations, new construction or demolition operations performed by or on a. Coverage under this provision is afforded only behalf of such premises owner, manager or until the 180th day after you acquire or form the lessor. organization or the end of the policy period, whichever is earlier; 5. Any person or organization that is an equipment lessor and that you have agreed in a written contract b. Coverage A does not apply to "bodily injury" or or agreement to include as an additional insured on "property damage" that occurred before you this Coverage Part is an insured, but only with acquired or formed the organization; and respect to liability for "bodily injury", "property c. Coverage B does not apply to "personal and damage", or "personal and advertising injury" that: advertising injury" arising out of an offense a. Is "bodily injury" or "property damage" that committed before you acquired or formed the occurs, or is "personal and advertising injury" organization. caused by an offense that is committed, For the purposes of Paragraph 1. of Section II – subsequent to the signing of that contract or Who Is An Insured, each such organization will be agreement; and deemed to be designated in the Declarations as: b. Is caused, in whole or in part, by your acts or a. An organization, other than a partnership, joint omissions in the maintenance, operation or use venture or limited liability company; or of equipment leased to you by such equipment lessor. b. A trust; The insurance provided to such equipment lessor is as indicated in its name or the documents that subject to the following provisions: govern its structure. a. The limits of insurance provided to such 4. Any person or organization that is a premises equipment lessor will be the minimum limits that owner, manager or lessor and that you have agreed you agreed to provide in the written contract or in a written contract or agreement to include as an agreement, or the limits shown in the additional insured on this Coverage Part is an Declarations, whichever are less. insured, but only with respect to liability for "bodily b. The insurance provided to such equipment injury", "property damage" or "personal and lessor does not apply to any "bodily injury" or advertising injury" that: "property damage" that occurs, or "personal and advertising injury" caused by an offense a. Is "bodily injury" or "property damage" that that is committed, after the equipment lease occurs, or is "personal and advertising injury" expires. caused by an offense that is committed, subsequent to the signing of that contract or No person or organization is an insured with respect to agreement; and the conduct of any current or past partnership, joint Page 12 of 21 ©2017 The TravelersIndemnity Company. All rights reserved. CGT10002 19 Includes copyrighted material of Insurance Services Office, Inc. with its permission.