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Policy Number: CUP-4X18065A-25-42 UMBRELLA EXCESS FOLLOW-FORM AND UMBRELLA LIABILITY INSURANCE THIS POLICY, INPART, PROVIDES FOLLOW-FORM LIABILITY COVERAGE. COVERAGE WILL APPLY ON A CLAIMS-MADE BASIS WHEN FOLLOWING CLAIMS-MADE UNDERLYING INSURANCE. COVERAGE WILL APPLY ON A DEFENSE-WITHIN-LIMITS BASIS WHEN FOLLOWING UNDERLYING INSURANCE UNDER WHICH DEFENSE EXPENSES ARE PAYABLE WITHIN, AND NOT IN ADDITION TO, THE LIMITS OF INSURANCE. WHEN FOLLOWING SUCH UNDERLYING INSURANCE, PAYMENT OF DEFENSE EXPENSES UNDER THIS POLICY WILL REDUCE, AND MAY EXHAUST, THE LIMITS OF INSURANCE OF THIS POLICY. PLEASE READ THE ENTIRE POLICY CAREFULLY. Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy, the words "you" and "your" refer to the Named Insured shown in the Declarations and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our" refer to the company providing this insurance. The word "insured" means any person or organization qualifying as such under SECTION II - WHO IS AN INSURED. Other words and phrases that appear in quotation marks have special meaning. Refer to SECTION VI - DEFINITIONS. provisions to the contrary contained in this SECTION I - COVERAGES insurance. A. COVERAGE A - EXCESS FOLLOW-FORM 3. The amount we will pay for damages is limited LIABILITY as described in SECTION Ill - LIMITS OF 1. We will pay on behalf of the insured those INSURANCE. sums, in excess of the "applicable underlying 4. For the purposes of Paragraph 1. above: limit", that the insured becomes legally a. The applicable limit of insurance stated obligated to pay as damages to which for the policies of "underlying insurance" A of this insurance applies, provided Coverage in the Schedule Of Underlying Insurance that the "underlying insurance" would apply to will be considered to be reduced or such damages but for the exhaustion of its exhausted only by the following applicable limits of insurance. If a sublimit is payments: specified in any "underlying insurance", A of this insurance applies to Coverage (1) Payments of judgments or damages that are in excess of that sublimit only settlements for damages that are covered by that "underlying if such sublimit is shown for that "underlying insurance". However, if such insurance" in the Schedule Of Underlying "underlying insurance" has a policy Insurance. period which differs from the policy 2. Coverage A of this insurance is subject to the period of this Excess Follow-Form same terms, conditions, agreements, And Umbrella Liability Insurance, any exclusions and definitions as the "underlying such payments for damages that insurance", except with respect to any would not be covered by this Excess And UmbrellaLiability Follow-Form EU 00010716© 2016 The Travelers Indemnity Company. All rights reserved. Page 1of22