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PI-GLD-HS (lull) <br />a. si,t14x}oao;or <br />b. The amount shown in the Dectarations as the Damage to Premises Rented to You Limit. <br />This is the most we will pay for sill damage proximately caused by the some eve nt, whether such <br />damage results from fin:, lightning,, ex plosion,, smoke,, or leaks from automatic fire protective <br />systems or any combination thereof- <br />F. HIPAA <br />SECTiOft 1— COVERAGES, COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY, <br />is amended as follows: <br />1. Paragraph 1. Insuring Agreement is amended to include the follmua ng: <br />LN'e willl pay those sums that the insured becomes legally obligated to spay as damages because <br />of a `violation(s;i" of the Health Insurance Portability and Accountability Act (HIPAA t. We have <br />the right and the duty to defend the insured against any "suit,' "invesbgafion," or "civil proceeding' <br />seeking these damages. HoweveT, we will have run dutyto defend the insured against any "suiir <br />seeking damages, "nnvestigatiion,' or "civill proceeding" to which this insurance does not apply_ <br />2. Paragraph 2, Exclusions is amended to include the followdng additional exclusions: <br />Thais insurance does not apply to: <br />a. Intentional, Willful. or Deliberate ViWations <br />Any willful, intentional, or deliberate °vlolation(sJ" by any insured. <br />b. Criminal Acts <br />Any `violation" which results in any criminal penalties under the HIPAA_ <br />c. Other Remedies <br />Any remedy other than monetary damages for penalties assessed. <br />d. Compliance Reviews or Audits <br />Any compliance reviews by the Department of Health and Human Services. <br />I SECT10IJ V — DEFINITIONS is amended to include the folloaMirg additional definitions: <br />a. "Civil proceeding" means an action by the Department od Health and Human Services (HHS) <br />arising cut of'violabons' <br />b. "lnvestigabon' means an examination of an actual or alleged "viellation(sy by HHS_ However, <br />"in•vesttgation' does not include a Compliance Review. <br />c. "'•Aolaficn" means the actuall or alleged faalure to comply with the regulations included in the <br />IHIPAA. <br />Page d of 12' <br />includes oopydghted niattual of Ineurance Serious CAfice, Inc., with ifs permission. <br />@ 2011 Philadelphia indemnity Insurance Company <br />