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This insurance shall in no way be increased or expanded as a result of the receivership,insolvency,or inability to pay of any insurer with respect to both the duty to indemnify and the duty to defend.This also applies to the INSURED while acting as a self-insured for any coverage.The INSURED shall promptly upon the request of the Company provide the Company with copies of all policies potentially applicable against the liability to which this Policy applies. The Company's obligation to make any payment for TRANSPORTATION shall be on an excess and non- contributory- basis over any other primary, and excess insurance available to the INSURED, whether collectible or not. 17. Primary-Non-Contributory: Except as otherwise specified herein,this Policy shall be considered primary-to any similar insurance held by third parties with respect to"yourworiz,"YOUR SERVICES and PROFESSIONAL SERVICES performed by you under any written contractual agreement with such third party. It is further agreed that any other insurance which person(s)or organizations(s) as referenced above may have,is excess and non-contributory to this insurance. 18. Severability: Except with respectto the Limits of Liability,and any rights or duties specifically assigned in this Policy to the NAMED INSURED, this insurance applies as if each NAMED INSURED were the only NAMED INSURED and separately to each INSURED against whom a CLAIM is made. Notwithstanding the foregoing,where no coverage is afforded under this policy to the NAMED INSURED,no coverage is afforded to any INSURED under this policy. 19. Sole Agent: The NAMED INSURED first listed in the Declarations shall be deemed agent of,and act on behalf of,all other INSUREDS,if any,with respect to all matters involving this policy,including the payment or return of premium,payment of all deductibles,receipt and acceptance of any endorsement issued to form a part of the Policy,giving and receiving notification of cancellation or non-renewal,and the exercise the Policy of the rights provided in the Extended Reporting Period clause,if applicable.The Company shall have the right to seek indemnification from any INSURED or any other person who may be legally liable for the debts of the NAMED INSURED. 20.Transfer or Recovery Rights: If the Company pays any amount or incurs CLAIM EXPENSE under this Policy, the Company shall be subrogated to the rights of recovery of each INSURED,against any person, firm or organization. All INSUREDS shall execute and deliver instruments and papers and do whatever else is necessary to secure such rights,including without limitation,assignment of the INSURED rights against any person or organization on account of which the Company, made payment or incurred coverage expense under this Policy. The INSURED shall do nothing to waive or prejudice such rights either prior or subsequent to any CLAIM. 21.Transfer of the NAMED INSURED'S Rights and Duties:The NAMED INSURED'S rights and duties under this policy may not be transferred without the Company's written consent except in the case of death of an individual NAMED INSURED. If an individual NAMED INSURED dies,their rights and duties will be transferred to the NAMED INSURED'S legal representative,but only while actingwithin the scope of duties as the NAMED INSURED'S legal representative. Until the NAMED INSURED'S legal representative is appointed,any,one having proper temporary-custody of the NAMED INSURED'S property will have the NAMED INSURED'S rights and duties,but only with respect to that property. 22.Waiver of Subrogation:The Company,waives any right of recovery it may have against any person(s)or organization(s) to whom the NAMED INSURED agrees, in a written contract, to provide a waiver of subrogation because of payments the Company makes for injury or damage arising out of the YOUR SERVICES done under a contract with that person or organization. This status exists only for the project specified in that contract. Under no circumstances shall this provision act to extend the policy period, change the scope of coverage, or increase the Aggregate Urnits of Insurance scheduled in the VIRTUE PACK Service Business Package Policy Declarations or in any Supplemental Declarations. This paragraph shall not apply to the Environmental Impairment Liability Coverage Part. VP E 201(6/22) Page 9 of 10 ©2022 Virtue Risk Partners, LLC