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~~liPOiRT~NT <br />if lhf3 cortiiica:e holds. Is ar. kDE71TjONAI INSURED, the pclicy(iesl mus; ba enporsed. A state,~ant <br />cn this cerlltkate dons no! confer rights to the certifica:a ho',d6r in lieu of such endoresment(s'. <br />It StJBROCiATION IS WAIVED, suotect to the terms and condl'tlcns of the policy. certain pohcles may <br />raauire an endorsement. A statemarn nn this certifics!a does not confer rights Io tho certificate <br />holder In Ilan of such andorsQmani(s). <br />DISCLAIMER <br />The Cei~i(icata o; Insurance Gn the reverse slue of this form does not constitute a ccniract between <br />tna issuing it•,surar(s), authori=ed reprasentativo or producer, and lha certificate holder, nor does it <br />aftirnsllve;y or negatively amend, extond or alter the coverage afforded by the pollci3s listed thereon. <br />