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7/2/2003 Tfme~ 2~$2 PM TO~ Mary Radcliffe % 91-714-647-6930 Page~ 003-006 <br /> <br />IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL INSURED, the policy(les) must t~e endorsed. A statement <br />on this certificate does not confer d~hts to the certificate holder in lieu of such endorsement(s). <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement A statement <~n this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s) <br /> <br />DISCLAIMER <br /> <br />The CertJficate of Insurance on the reverse side of this form does not constitute a contract bet~veen <br />the rssuing insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereen. <br /> <br />ACORD 25.S <br /> <br /> <br />