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<br />IMPORTANT <br /> <br />If Ihe certificale holder is an ADDiTiONAL INSURED, the policy(ies) musl be endorsed. A statement <br />on this certificate does nol confer rights to Ihe certificate hoider in iieu of such endorsemenI(s). <br /> <br />If SUBROGATION is WAIVED, subject to Ihe terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does nol confer righls to Ihe certificate <br />holder in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificale of Insurance on the reverse side of this form does nol constitute a conlracI between <br />the issuing insurer(s), authorized representative or producer, and Ihe certificate holder, nor does it <br />affirmaliveiy or negaliveiy amend, extend or aiter Ihe coverage afforded by the policies listed thereon. <br /> <br /> <br />2/3 <br /> <br />ACORD 25-5 (2001108) <br /> <br />2 012 <br /> <br />#S9929/M9914 <br />