APPRISS INC. f/n/a VINE COMPANY 1 - 2001

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, 'ffi ¡¡¡fR.' 6.200" " "'-" "--' ~ = - -- .. . . . . B!!! " '~ 3:24PM 8 " " " . protected persons; 0 claims made or suits brought; or 0 persons or organizations making claims or bringing suits, General total IImil This is the most we'll pay for the combined total of; 0 all covered bodily injury and property damage that happens in a policy year; . all covered personal injury that's caused by all personal injury offenses committed in a policy year; 0 all covered advertising Injury that's caused by all advertising injury offenses committed in a policy ye"!r; and . all covered medical expenses that result from all events that happen in a poliCY year. § .. 8 0 - .., 0 :i: . '" "' '" 8 '" 0 OJ 0 0 ~ N " " " However, we won't apply this limit to bodily injury or property damage that results from your products or your completed work. Instead. we'll apply the products and completed work total limit to such bodilY injury or property damage covered by this agreement. Policy year means the policy period shown in the Introduction, or the period of time that this agreement is in effect, whichever period is shorter. But when that period is !onger than one year. policy year means each of the following periods of time that this agreement is in effect. starting with the beginning date of this agreement: . Each consecutive one-year period. 0 Any period that remains after the last consecutive one-year period. However, if the original policy period shown in the Introduction is extended for a period of fess than one year, we'll consider each such extended period to bl!l part of the last polley year, regardless of the number of extensions provided. For example: ;?Ys I J/JÔ Your original policy period is two years and nine months long, As s result, it has three policy years, each one separate from the other. The first is the first one-year period. The second Is the next one-year period. And the third is the remaInIng nIne-month period. NO. 293 P. 14/31 1h88tIIIul During the third policy year you request, and we provide, two separate extensions of the policy period: a three-month extension. and then a four-month extension. As a result, the third policy year becomes sixteen months long and is still subject to the same limits of coverage that applies when it was nine months long. We explain the products and completed work total limit, and the terms your products and your completed work, in the Products end completed work total limit section. Prolluc:ts and completed work lotal limit is the most we'll pay for all covered injury and property damage that: . results from your products end your completed work; and . happens in a pol icy year. Your products means any of the goods or products that are or were manufactured, sold. handled, distributed, or disposed of by: . you; 0 others using your name; or . any person or orgllnizetlon whose business or assets you've acquired. This bodily YOur products includes: . 1111 containers, equipment, materials. or parts provided with or for your products; 0 any warranty provided with or for your products; . any statement made, or that should have been made, about the durability, fitness. handling, maintenance, operation, performance, quality, safety, or use of your products; and 0 all warnings. instructions, or directions provided, Or that should have been provided, with or for your products. But we won't consider the following to be your prOducts: . Goods or products that are stili In YOUr physical possession or on a premises that you rent, lease, or borrow from others, or own. 0 Real property. . Containers that are vehicles provided with or for your products. 0 Property that's rented or leased to others. 47150 Rev. 7-01 Printed in U.S.A. Insuring Agreement @St.Paul Fire and Marine Insurance Co. 2001 All Rights Reserved Page 11 of 28