APPRISS INC. f/n/a VINE COMPANY 1 - 2001

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.' ~ ~¡SR. 6.2004 '" c 0 0 0 '.~ ,-j - = - ii!!!i!i!!!! - - ;¡¡¡¡¡¡¡¡ ..- - -- - - ii!iiii!ii! IIIIIIiiiii -- -- - - - - - iiiiiiiiiiiiI ..- - - - - - ¡¡¡¡ 1IIIIIIII ,--,' 3: 29PM <.J U testing for, transporting, or tre~tìng any pollutant at, on. Or in a waste site. 8 We explain the terms: . mobile equipment in the Mobile equipment exclusion; . pollution work in the Pollution work loss, cost, or expense exclusion; . premises damage in the Each event limit section; and . your products, your work, ~nd your completad work in the Products and completed work total limit section. .... 8 0 ~ '" 0 ,;¡ * 1/1 II' II' " ., 0 '" õ ., 0 0 ~ N 0 0 c.> Pollution work loss, cost, Dr expense. We won't cover any loss, cost, or expense that results from: . any request, demand, order, or statutory or regUlatory requirement that any protected person or others perform pollution work; or . any cl~im or suit by or for ~ny governmental authority for damages that result from the performance of pollution work. But we won't apply this exclusion to any damages for property demage for which the protected person would have liability without such: . request, demand, order, or statutory or regulatory requirement; or . claim or suit. For example: One of your prCJ(/ucts is a container that may be used to store various types of liquids. Several of those containers are sold to a company that uses them for storage of a chemical in one of its warehouses. During such use one of them ruptures and the chemical spills onto a concrete floor. Some of the spilled chemical seeps into the ground through a gap between the floor and an adjoining wall. The customer alleges that the corrosive effect of the spilled chemical caused pans of the concrete floor to disintegrate. making them unusable. As a result. he demands that you pay the cost to replace NO.293 P.28/31 'I11eStRilul those pans of the floor and properly dispose of any contaminilted concrete. Also. the customer Is concerned that the spilled chemical that seeped into the ground may be considered a source of pollution by adjacent property owners or by a state environmental protection law. As a result. he also demands that you pay the cost to replace and properly dIspose of any contaminated soil. Based on thfiJ facts available to us. we'll consider the cost to replace the disintegrated parts of the concrete floor to be damages for property damage that isrtt subject to this exclusion. However. we wortt ewer: . the additional cost to properly dispose of any contaminated concrete: or . the cost to replace or properly dispose of any contaminated soil; regardless of who demands or requires that such pollution work be done. Pollution work means: . the testing for, monitoring, cleaning up. removing, containing. treating, detoxifying, or neutralizing of any pollutant; or . the responding to, or assessing, in any w~y the effects of any pollutant. For example: A chemical spill at your manufacturing facility releases a vapor cloud. Several hundred people are exposed to the vapor cloud before it disappears. None of them sustain afTý apparent bodily injury. However, several of them demand that you arrange and pay for medical checkups now, and yearly for the next ten years. to assess the effect of the vapor cloud on their health. We won't cover the cost of such pollution work, regardless of who orders or performs it. We explain the terms: . pollutant in the Pollution injury or damage exclusion; and . your products in the Products and completed work total limit section, ~'3 2) /J() 47150 Rev. 7-01 Printed in U.S.A. Insuring Agreement IDSt,Paul Fire and Maril"le Insur~nce Co. 2001 All Rights Reserved Page 25 of 28