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<br />tangible property of others to happen before
<br />this agreement begins if such continuation,
<br />change, or resumption would otherwise be
<br />covered by this agreement because of a
<br />continuous, multiple, or other coverage
<br />trigger required under the law that applies.
<br />
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<br />Of course, if there's a continuation, change,
<br />or resumption, after this agreement ends, of
<br />physical damage to tangible property of
<br />others that:
<br />. isn't previously known physical damage to
<br />tengible property of others; and
<br />. happens while this agreement Is in effect;
<br />we'll consider such continuation, change, or
<br />resumption to also happen while this
<br />agreement is in effect if that would be the
<br />result because of a continuous, multiple, or
<br />other coverage trigger reql1ired under the law
<br />that applies.
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<br />We'li consider all loss of use of:
<br />
<br />. damaged tangible property to happen at
<br />the time of the physical damage that
<br />caused it; and
<br />
<br />. undamaged tangible property to happen at
<br />the time of the event that caused it.
<br />
<br />Tangible property does not include data.
<br />
<br />Previously known physical damage to
<br />tangible property of others means physical
<br />damage to tangible property of others that
<br />happened before this agreement begins and
<br />was known by you or any described
<br />individual protected person before this
<br />agreement begins as a result of any of the
<br />following at that time;
<br />
<br />. You or any described individual protected
<br />person reporting all or part of that
<br />property damage to us or any other
<br />insurer.
<br />
<br />. You or any described individual protected
<br />person receiving e claim or suit for all or
<br />part of that property damage.
<br />. Any described individual protected person
<br />witnessing, or being told of, the beginning,
<br />Or any change, continuation, or resumption,
<br />of all or pllrt of that property damage.
<br />
<br />NO. 293
<br />
<br />P.6/31
<br />
<br />tl-sfillul
<br />
<br />. claim and suit in the Right and duty to
<br />defend a protected person section;
<br />. executive officer and other organization in
<br />the Corporation or other organization
<br />section; and
<br />. employee in the Employees and voll1nteer
<br />workers section.
<br />
<br />Personal Injury liability. We'll pey emounts
<br />any protected person is legally required to
<br />pay as damages for covered personal injury
<br />that;
<br />
<br />. results from your business activities; and
<br />
<br />. is caused by a personal injury offense
<br />committed while this agreement is in
<br />effect.
<br />
<br />Personal injury means injury, other than
<br />bodily injury or advertising injury, that's
<br />caused by a personal injury offense.
<br />
<br />PerSOmJl injury offense means any of the
<br />following offenses;
<br />. False arrest, detention, 0< imprisonment.
<br />
<br />. Malicious prosecution.
<br />. Wrongful entry imo, or wrongful eviction
<br />from, a room, dwelling, or premises that a
<br />person occupies, if such entry or eviction
<br />is committed by or for the landlord,
<br />lessor, or owner of that room. dwelling,
<br />or premises.
<br />. Invasion of the right of private occupancy
<br />of a room, dwelling, or premises that a
<br />person occupies, if such invllsion is
<br />committed by or for the landlord, lessor,
<br />or owner of that room, dwelling, or
<br />premises.
<br />. Libel, or slander, In or with covered
<br />material.
<br />. Making known to any person or
<br />organization covered material that
<br />disparages the business, premises,
<br />products, services, work, or completed
<br />work of others.
<br />. Making known to IIny person or
<br />organization covered mllterlal that violates
<br />a person's right of privacy.
<br />
<br />Event means an accident, including
<br />continuous or repeated exposure to
<br />substantially the same general harmful
<br />conditions. ~
<br />
<br />We explain the terms:
<br />
<br />Cwered material means any material in any
<br />form of expression, including material made
<br />known in or with any electronic means of
<br />communication. such as the Internet.
<br />
<br />513ò
<br />
<br />47150 Rev. 7-01 Printed in U.S.A. Insuring Agreement
<br />IIISt.Paul Fire and Marine Insurance Co. 2001 All Rights Reserved
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