APPRISS INC. f/n/a VINE COMPANY 1B - 2003

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.,' :¡¡ i¡lF;'Þ.. 6.200.1 to " " 8 "-~' . "--/ - - - . = - !!!!!!!I!!I - - = - - iiiiiiiIiiIï === - - - ==- .- - -= .. -..,,/' 3: 21PM r.> r.> We'll have the right to investigate any event, offense, claim. or sl1it to the extent we believe is proper. We'll also have the right to settle any claim or suit within; . any applicable deductible; or . the available limits of coverage, 8 t- § Our duty to defend protected persons ends when we have used up the limits of coverege that apply with the paymant of: . judgments; . settlements; or . medic1:l1 expenses, .... '" 0 E . "' ... LP ~ '" " to> 0 '" 8 '" t- " " " " Claim means a demand that seeks damages, Suit means a civil proceeding that seeks damages. It includes: . an arbitration proceeding for damages to which the protected person must submit, or submits with our consent; and . any other alternative dispute resolution proceeding for damages to which the protected person submits with our consent. Injury or damage means: . bodily injury, personal injury, or advertising Injury; or . property damage. Offense means "ny: . personal injury offense; or . advertlsin9 Injury offense, AdditjDnal payments, We'll have the duty to mal(e only the additional payments shown below in connection with any claim or suit undar this agreement against a protected parson when we: . investigate or settle the ¡¡Iaim or suit; or . defend the protected person against the claim Or suit. These payments are in addition to the limits of Coverage, Our duty to make additional payments ends when we have used up the limits of coverage that apply with the payment of: . judgments; . settlements; or ~ 7/30 . medical expenses. NO. 293 P.8/31 'IhoStlllul Our expenses. incur. We'll pay all expenses we Bail bonds. We'll p"y up to $2,500 of the cost of ball bonds that are required because of accidents or violations of traffic laws. But only if the accidents or violations result from the use of a vehicle to which this agreement appl ies, We don't have to furnish such bonds, Bonds to release property, We'll pay the cost of bonds to release property that's being used to secure a legal obligation, But only for bond amounts within the available limit of coverage, We don't have to furnish such bonds, Expenses incurred by protected persons, We'll pay all reasonable expenses that any protected person incurs at our request while helping us investigate or settle, or defend a protected person against, a claim or suit. But we won't pay more than $500 per day for earnings actually lost by the protected person because of time taken off from work. Taxed costs. We'll pay all costs taxed against any protected person for covered Injury or damage in a suit, Prejudgment interest. We'll pay the Interest that accumulates bafore a judgment and is awarded against the protected person on that part of a judgment we pay. But If we make a settlement offer to pay the available limit of coverage, we won't pey the prejudgment interest that accumulates after the date of our offer. Post judgment interest. We'll pay all interest that accumulates on the full amount of that part of a judgment for which we make a payment, But only from the date of the judgment t9 the date we pay, or deposit in court. the limit of coverage that applies to the judgment. Appeal bonds. If we have the duty to eppeal a judgment that includes damages covered by this agreement, and you agree We can appeal that Judgment, we'll pay the cost of any appeal bond required for that appeal. But only for that part of the judgment that is for damages covered by this "greement and is within the available limit of coverage, However, we'll pay, or 47150 Rev, 7-01 Printed in U.S.A. Insuring Agreement !IISt,Paul Fire and Marine Insurance Co. 2001 All Rights Reserved Page 5 of 28