|
<br />APR.. 6.2004
<br />
<br />3: 23PM
<br />
<br />1IIIStillui
<br />
<br />to perform health care professional
<br />services,
<br />
<br />Also. no employee or volunteer worker is a
<br />protected person for property damage to
<br />property that's controlled by:
<br />
<br />. you;
<br />
<br />. ,my of your partners or co-venturers if
<br />you are a partnership or Joint venture;
<br />
<br />. any of your members or managers if you
<br />are a limited liabilitY company;
<br />
<br />. that employee or any fellow employee; or
<br />
<br />. that volunteer worker, any fellow volunteer
<br />worker, or any of your employees.
<br />
<br />But we won't apply the exclusions in this
<br />Employees and volunteer workers section to:
<br />
<br />. bodily injury thllt results from the
<br />providing of or failure to provide first aid
<br />by an employee or volunteer worker, other
<br />than an employed or volunteer doctor; or
<br />
<br />. premises damage,
<br />
<br />Nor will We apply the exclusions In this
<br />Employees IInd volunteer workers section to
<br />bodliy Injury or personal Injury to:
<br />
<br />. any feliow employee that results from
<br />work. other than the perfortnllnce of or
<br />hilure to perform health care professional
<br />services, by your employees who hold
<br />supervisory positions; or
<br />
<br />. the spouse or any child, parent, brother, or
<br />sister of that feliow employee If such
<br />injury results from the bodily Injury or
<br />personal injury to that fellow employee,
<br />
<br />Also, we won't apply this Employees ilnd
<br />volunteer workers section to the followln9
<br />protected persons:
<br />. Your managers if you are a limited
<br />liability company. Instead. we'll apply the
<br />LImited liability company section to them.
<br />. Your executive officers if you lire a
<br />corporiltion or an other organization,
<br />Instead, we'll apply the Corporation or
<br />other organization section to them.
<br />
<br />EmplOfee includes a leased worker, other
<br />than 8 leased temporary worker,
<br />
<br />Leased worker means any person who:
<br />. Is hirad from an employee leasing firm
<br />under a contract or agreement between the
<br />hirer and that firm; 8nd
<br />
<br />NO. 293
<br />
<br />P.11/31
<br />
<br />~ ('oÒ7>
<br />
<br />. is performing duties related to the conduct
<br />of the hirer's business.
<br />
<br />Volunteer worker means 8ny person who:
<br />. isn't an employee Or 8 leased tempor~ry
<br />worker;
<br />
<br />. donates hIs or her work; an"
<br />
<br />. isn't paid a fee, salary, or other
<br />compensation for that work,
<br />
<br />Emplo¡ee leasing firm means any person or
<br />orglll1ization that hires out workers to others.
<br />It includes any:
<br />
<br />. employment agency, contractor, or service;
<br />. labor e~slng firm; or
<br />
<br />. temporary halp service,
<br />
<br />/..Based temporary worker msans a leased
<br />worker who is hired to;
<br />. tempor8rily take the place of a permanent
<br />employee on leave; or
<br />. meet seasonal or short-term workload
<br />conditIons.
<br />
<br />Controlled by means;
<br />
<br />. owned, rented. leesed, occupied, borrowed.
<br />or used by;
<br />
<br />. in the care, custody, or control of; or
<br />
<br />. being physicallY controlled for any
<br />purpose by.
<br />
<br />Health cøre professIonal services includes:
<br />
<br />. any dental, medical, mental, nursing,
<br />surgical, x-r~y. or other health care
<br />professional service, including any advice,
<br />instruction, food. or beverage provided
<br />with such service;
<br />. the dispensing of drugs or medical or
<br />dental supplies ~nd appliances; and
<br />. the handling or treatment of corpses,
<br />Including autopsies, organ donations, and
<br />other postmortem procedures.
<br />
<br />We explain the term premises damage in the
<br />Each event limit section,
<br />
<br />Real estate managers, Your real estate
<br />m8nagers are protected persons only for
<br />their m8nagement of premises that you rent,
<br />lease, or borrow from others, or own. They
<br />may be persons or organizations,
<br />
<br />47150 Rev, 7-01 printed in U,S,A,
<br />Page 8 of 28 IISt.Paul Fire and Marine Insur8nce Co. 2001 All Rights Reserved
<br />
|