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<br />However, the most we'll p~y for covered
<br />premises d~mage or medic~1 expenses that
<br />result from anyone event is further limited
<br />by the following:
<br />
<br />Premises damage limit. This is the most
<br />we'll pay for all covered premises damage
<br />that's caused by anyone event,
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<br />Premises damage means property damage
<br />to:
<br />
<br />. any premises that you rent, lease, or
<br />borrow from others; or
<br />
<br />. the contents of any premises that you
<br />rent from others if you rent such premises
<br />for a period of seven or fewer
<br />consecutive days.
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<br />Medical expenses limit. This is the most
<br />we'll pay for all covered medical expenses
<br />that:
<br />
<br />. are Incwred for bodily Injury sustained by
<br />anyone person: and
<br />. result from anyone event.
<br />
<br />How the limits of coverage apply If . tolal limit
<br />is left blønk, If the amount of the general
<br />total limit or the products and completed
<br />work total limit is left blank in the
<br />Coverage Summary, we'll consider that total
<br />limit to be the same as the each event limit
<br />or $200.000, whichever amount is more.
<br />
<br />Exclusians - What This Agreement Won't Cay"
<br />
<br />Aircraft. We won't cover bodily injury,
<br />property damage, or medical expenses that
<br />result from the:
<br />
<br />. ownership, mainten~nce, use, or operation;
<br />. loading or unloading;
<br />
<br />. entrustment to others: or
<br />. supervision of others in or for the
<br />maintenance, use, operation, loading or
<br />unloading, Or entrustment to others;
<br />of any aircraft owned, oper~ted, rented,
<br />leased, or borrowed by any protected
<br />person.
<br />
<br />But we won't apply this exclusion to the
<br />liability of another to pay damages for
<br />bodily injury or property damage if you
<br />have assumed such liability under a covered
<br />contract that:
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<br />. is for the ownership, maintenance, or use
<br />of an aircraft; and
<br />
<br />. was made before the bodily injury or
<br />property damage happens,
<br />
<br />Nor will We apply this exclusion to;
<br />
<br />. bodily injury, property damage, or medical
<br />expenses that result from the operation of
<br />specialized equipment: or
<br />. premises damage.
<br />
<br />Also, we won't apply this exclusion to
<br />bodily injury, property damage, or medical
<br />expenses that result from the use of an
<br />aircraft chartered by a protected person if:
<br />
<br />. the aircraft is chartered with crew,
<br />including a pilot; and
<br />
<br />. the protected person Isn't using the
<br />aircraft to carry persons or property for a
<br />charge,
<br />
<br />We explain the terms:
<br />. covered contract in the Contract liability
<br />exclusion;
<br />
<br />. entrustment to others, loading or
<br />unloading, and supervision of others, in
<br />the Auto exclusion;
<br />
<br />. premises damage in the Each event limit
<br />section: and
<br />. specialized equipment in the Mobile
<br />equipment exclusion.
<br />
<br />Auto. We won't cover bodily injury,
<br />property damage, or medical expenses that
<br />result from the:
<br />
<br />. ownership, maintenance, use, or operation;
<br />
<br />. loading or unloading;
<br />
<br />. entrustment to others; or
<br />
<br />. supervision of others in or for the
<br />maintenance. use, operation, loading or
<br />unloading, or entrustment to others;
<br />of any auto owned, operated, rented, leased.
<br />or borrowed by any protected person.
<br />
<br />But we won't apply this exclusion to bodily
<br />Injury. property damage, or medical expenses
<br />that result from the parking of an auto on a
<br />premises, or on the ways next to such
<br />premises, if:
<br />
<br />. the premises is owned, rented, leased, or
<br />borrowed by you; and
<br />
<br />. the auto isn't owned, rented, leased, or
<br />borrowed by any protected person,
<br />
<br />47150 Rev, 7-01 Printed in U.S.A, Insuring Agreement
<br />CSt,Paul Fire end Marine Insurance Co. 2001 All Rights Reserved
<br />
<br />Page 13 of 29
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