|
<br />..' m ~fR. 6.2004
<br />'"
<br />0
<br />
<br />~,
<br />
<br />'--"'
<br />
<br />-
<br />-
<br />-
<br />-
<br />-
<br />
<br />-
<br />...
<br />-
<br />..-
<br />-
<br />-
<br />-
<br />-
<br />-
<br />-
<br />..
<br />-
<br />-
<br />--
<br />-
<br />....
<br />¡¡¡¡¡
<br />
<br />,---/
<br />
<br />3:28PM
<br />
<br />8
<br />
<br />0
<br />0
<br />
<br />Pollution injury or damBge. We won't cover
<br />injury or damage Or medical expenses thet
<br />result from pollution at, on, in, or from any:
<br />. protected person's premises;
<br />
<br />. waste site; or
<br />. protected person's work site.
<br />
<br />0
<br />0
<br />
<br />....
<br />§
<br />
<br />Nor will we cover injury or damage or
<br />medical expenses that result from pollution
<br />involving any Waste pollutant,
<br />
<br />H
<br />8
<br />
<br />But We won't apply this exclusion to bodily
<br />injury, property damage, or medical expenses
<br />that result from:
<br />. building heating equipment fumes, smoke,
<br />soot, or vapors;
<br />. contractor or service work materials
<br />fumes, gases, or vapors;
<br />. hostile fire heat, fumes, or smoke: or
<br />
<br />. mobile equipment operating fluids,
<br />
<br />Nor will we apply this exclusion to:
<br />. bodily injury or property damage that
<br />results from your products Or your
<br />completed work, other than waste products
<br />or completed work; or
<br />. premises damage that results from fire.
<br />
<br />IE
<br />*
<br />
<br />'"
<br />II)
<br />II'
<br />~
<br />0>
<br />0
<br />"
<br />0
<br />'"
<br />0
<br />0
<br />...
<br />0-
<br />N
<br />0
<br />0
<br />0
<br />
<br />*
<br />
<br />Pollution means any actual, alleged, or
<br />threatened discharge, dispersal, escape,
<br />migration, release. or seepage of any
<br />po lIutant.
<br />
<br />Pollutant means any solid, liquid, gaseous,
<br />or thermal irritant or contaminant, including:
<br />
<br />. smoke, vapors, soot, fumes;
<br />. acids, alkalis, chemicals; and
<br />
<br />. waste.
<br />
<br />Waste includes materials to be recycled,
<br />reconditioned, or reclaimed,
<br />
<br />Protected persorts premises means any
<br />premises, site, or location that is Or was at
<br />any time owned, rented, leased, borrowed,
<br />or occupied by any protected person. For
<br />example:
<br />
<br />You sold an uffice building two years ago.
<br />It contains asbestos ceiling tile that
<br />released asbestos into the air while you
<br />owned it. A former tenant now sues you
<br />for bodily injury that allegedly resulted
<br />
<br />O-Á..()/JO - ../. NO. 293
<br />/'76 ¿'.J/:fV
<br />
<br />P.26/31
<br />
<br />'IbeSI1IIuI
<br />
<br />from the release of that asbestos, We
<br />wOOt cover such injury.
<br />
<br />Another example:
<br />
<br />You own an apartment building. Its
<br />woodwork is finished with paint that
<br />contains lead. Two of your renters sue you
<br />for bodily injury to their children allegedly
<br />caused by the lead in that paint. The
<br />children supposedly consumed the lead by
<br />eating chips of the paint from the window
<br />sills in their apartments, We wortt cover
<br />such injury.
<br />
<br />But we won't consider a premises, site, Or
<br />location that isn't owned, rented, leased,
<br />borrowed, or occupied by yoU to be a
<br />protected person's premises In connection
<br />with pollution that results from YOur work
<br />being performed there. For example:
<br />
<br />You are hired by the OWMr of a premises
<br />to perform work there. The premises
<br />owner requires you to provide it with
<br />insurance protection for that work. We do
<br />so with an additional protected person
<br />endorsement under this agreement. Your
<br />work being performed on that premises
<br />causes pollution injury or damage to
<br />happen there. Even though that premises is
<br />owned by an additional protected person,
<br />we wortt consider that premises to be a
<br />protected person's premises for purposes of
<br />determining your coverage. or the premises
<br />owner's coverage. for that injury or damage
<br />under this agreement.
<br />
<br />Waste site means any premises, site, or
<br />location that is or was at any time used by
<br />or for any protected person or others for
<br />the handling, storege, disposal, processing,
<br />or treatment of waste. For example:
<br />
<br />For several years waste generated by your
<br />manufacturing business was disposed of in
<br />a landfill owned by others. The landfill
<br />was closed two years 8g0. Nearby
<br />residents now allege that they're being
<br />injured by the waste from there. We
<br />wont cover such injury.
<br />
<br />Protected person's work site means any
<br />premises, site, Or location at, on, or in
<br />which work is being performed by or for
<br />any protected person when:
<br />
<br />47150 Rev. 7-01 Printed in U.S.A, Insuring Agreement
<br />oSt,Paul Fire end Marine Insurence Co. 2001 All Rights Reserved
<br />
<br />Page 23 of 28
<br />
|