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<br />To' g¡ ~f;'R.. 6.200.1 3:20PM <br />.. <br />" <br />g TECHNOLOGY <br />0 COMMERCIAL GENERAL LIABILITY PROTECTION <br /> <br />,-,' <br /> <br />- <br /> <br /> <br />I <br />. <br />. <br />. <br /> <br />'~ <br /> <br />" <br />" <br /> <br />This insuring agreement provides general <br />liability prote~tion for your business, There <br />are. of ~ourse. limitations and ell~lusions <br />throughout this agreement that apply to that <br />protection, As a result. this agreement <br />should be read carefully to determine the <br />extent of the coverage provided to you snd <br />other prote~ted persons. <br /> <br />.~ <br /> <br />õ <br />0 <br /> <br />I- <br />0 <br />a <br />0 <br /> <br />NO. 293 <br /> <br />P.4/31 <br /> <br />u.srau <br /> <br />.... <br />" <br />0 <br /> <br />Table of Contents <br /> <br />What This Agreement Covers <br />Bodily injury and property <br />liability. <br />Personal injury liability, <br />Advertising injury liability. <br />Medical expenses. <br />Right and duty to defend a <br />person. <br />Additional payments. <br />Right to appeal a judgment <br />protected person. <br /> <br />against a <br /> <br />:>: <br /> <br />damage <br /> <br />'" <br />"' <br />~ <br />'" <br />0 <br />'" <br />õ <br />8 <br />'" <br />I- <br />.. <br />0 <br />0 <br />" <br /> <br />protected <br /> <br />When This Agreement Covers <br />Bodily injury snd property damage <br />liability, <br />Personal injury liability. <br />Advertising injury liability. <br />Medical expenses, <br /> <br />Where This Agreement Covers <br /> <br />Who Is Protected Under This Agreement <br />Individual. <br />Partnership or joint ventura. <br />Limited liability company, <br />Corporation or other organization, <br />Employees ¡¡nd volunteer workers. <br />Real estate managers. <br />l.andlords. <br />Equipment lessors. <br />Persons or organizations for your work <br />as required by written contract. <br />Vendors of your products. <br />Dpørltors of registered mobile <br />equipmønt. <br />Unnamed subsidiaries, <br />Newly acquired or formed <br />organizations. <br />Separation of protected persons. <br /> <br />Limits Of Coverage <br />Gøneral total limit. <br />ProdUcts and completed work total <br />limit. <br />Personal injury ea~h person limit. <br />Advertising injury nch person limit. <br /> <br />Page <br />2 <br /> <br />Each event limit. <br />How the limits of coverage apply if a <br />total limit is left blank. <br /> <br />2 <br />3 <br />4 <br />4 <br />4 <br />5 <br /> <br />Exclusions - What This Agreement Won't <br />Cover <br />Aircraft, <br />Auto. <br />Breach of contract. <br />Contract liability. <br />Control of property. <br />Damage to your products or completed <br />work, <br />Deliberately breaking the law. <br />Employers liability. <br />Employment-related practices, <br />Expected or intended bodily injury or <br />property damage, <br />False material. <br />Impaired property. <br />Intø øctual properw. <br />Liquor liability. <br />Material previously made known or <br />used, <br />Medical expenses of certain persons, <br />Mobile øquipment. <br />Nuclear energy liability, <br />Pollution injury or damsge. <br />Pollution work loss. cost. or expense. <br />Poor quality or performance. <br />Product recall, <br />Unnamed partnership, joint venture. Or <br />limited liability company, <br />Watercraft. <br />Workers compensation and other <br />benefits laws, <br />Wrong price description. <br /> <br />12 <br />13 <br /> <br />13 <br />13 <br />13 <br />14 <br />14 <br />17 <br /> <br />17 <br />18 <br />18 <br />18 <br /> <br />19 <br />19 <br />19 <br />19 <br />20 <br /> <br />20 <br />20 <br />20 <br />21 <br />23 <br />25 <br />26 <br />26 <br /> <br />26 <br />26 <br />26 <br />27 <br /> <br />27 <br />27 <br />27 <br />27 <br /> <br />6 <br /> <br />6 <br />6 <br />6 <br />6 <br />6 <br /> <br />6 <br /> <br />7 <br />7 <br />7 <br />7 <br />7 <br />7 <br />8 <br />9 <br />9 <br /> <br />9 <br />9 <br /> <br />10 <br />10 <br /> <br />Other Insurlnce <br />Primary or excess other insurance. <br />When this agreement is excess <br />insurance, <br />Methods of sharing. <br /> <br />10 <br />10 <br /> <br />10 <br />11 <br /> <br />11 <br />12 <br />12 <br /> <br />ý73 <br /> <br />5'/so <br /> <br />47150 Rev. 7-01 Printed In U,S,A. Insurin9 Agreement <br />eSt.Paul Fire and Marine Insurance Co, 2001 All Rights Reserved <br /> <br />Page 1 of 28 <br />