COMPULINK MANAGEMENT CENTER INC. 1C -2002

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" '. . . ~ ) ~;~ , ~'i I" ~ ;~; 'j . ( tI ~OIJ1 . . TheStRmI . the protected person's liability for such injury or damage is determined in a suit on the merits in the coverage territory, or in a settlement agreed to by us; and . they result from the activities of a person whose home is in the coverage territory, but is away from there for a short time on your business; or . they result from your products that lire made or sold by you in the coverage territory. For example: You manufacture a product in the coverage territory. It is exported to Norway. A few months later, a Norwegian citizen is allegedly injured while using that product. He sues you. If the suit is brought against you in the coverage territory, and it seeks damages for bodily injury covered by this agreement, well have the duty to defend you against the suit, and to pay covered damages awarded in a judgment against you. However, if the suit is brought against you in Norway, or anywhere else outside the coverage territory, we wont have a duty to defend you there. Also. we wodt, have a duty to pay a judgment awarded by a court there, even if the judgment is later recognized and enforced by a court in the coverage territory. Coverage territory means: . the United States of America, including its territories and possessions; . Puerto Rico; . Canada; and . international waters or airspace only during travel or transportation between an~ of the above places. We explain what we mean by your products in the Products and completed work total limit section. Who Is Plolected Under This Agreement Individual. If you are shown in the Introduction as a named insured and an individual, you and your spouse are protected persons only for the conduct of business of which you are the sole owner. Page 5 of 2: 47150 Rev. 1-96 Printed in U.S.A. Insuring Agreement eSt.Paul Fire and Marine Insurance Co.1996 All RiQhts Reserved judgmenl awarded in a suit for injury or damage covered by this agreement if,: . we defend a protected person against the suit; and . the judgment is awarded against that protected perSOn. If we appeal such a judgment, we'll pay all expenses which result directly from that appeal, including post judgment interest and the cost of appeal bonds. Such appeal expenses are in addition to the limits of coverage. However, the results of an appeal won't change the limits of coverage that apply under this agreement. When This Agreement Covers Bodily injury and property damage liability. We'll apply this agreement to claims or suits for covered bodily injury, property damage, or premises damage whenever they're made or brought, Personal injury liability. We'll apply this agreement to claims or suits for covered personal injury whenever they're made or brought. Advertising injury liability, We'll apply this agreement to claims or suits for covered advertising injury whenever they're made or brought. Medical expenses. We'll apply this agreement to covered medical expenses only when they're reported to us within three years of 'the beginning date of the event. Wflere This Agreement Covers t ,., @ .J ::s 'We'll apply, and make payments under, this , a,9reement: .; only in the coverage territory; and 0; only for covered injury or damage that's ; caused by events or offenses which . happen or are committed there. However, we'll also apply, and make payments under, this agreement in the coverage territory for covered injury or damage that's caused by events or offenses which happen or are committed in the rest of the world if: