SHERWOOD HR CONSULTING (SHERWOOD, KANDICE)

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Policy number: 1024 349 311 Policy effective date: July 11, 2025 WAllstate. Allstate Has Discounts Available on Improvement Course approved by the California Department of Motor Vehicles may qualify for a 5%discount on some Your Auto Premium coverages. In order to be eligible,the driver must have voluntarily attended the course.This discount will be applied We have several discounts available to our auto insurance for three years after successful completion of the course; in customers.For your information, here is a listing of our order to continue to receive the discount after this three-year discounts, including a brief description of each. (Certain period,the course must again be successfully completed and rating information and any discounts that you're currently proof presented. receiving are shown on the enclosed Policy Declarations.) Anti-Theft Device Discount—You may be eligible to receive Distinguished Driver Discount—The Distinguished Driver a discount on your comprehensive coverage if you have a Discount applies to most major auto coverages.To qualify, qualifying anti-theft device installed on your car. the rated operator on a vehicle must meet certain requirements, including those explained below: Occasional Operator Discount—You may be eligible to - • For the past three years,the rated operator must have receive a discount on most major auto coverages if the rated been licensed to drive a motor vehicle; operator on a vehicle has been licensed for less than nine • The rated operator has had no traffic violation years and has 25%or less use of the vehicle. convictions for the past three years;and Good Student Discount—You may be eligible to receive a • The rated operator has remained accident-free for the discount on most major auto coverages if you have an past five years, or has been less than 51%at fault in any unmarried driver on your policy who is a full-time student .r;,.. accident that has occurred during the past five years and (high school, college,or academic home study program)and for which no claim payment was made. meets certain scholastic and other requirements. In addition, rated operators that have had no traffic violation teenSMARTTTM Discount—You may be eligible to receive a .1 convictions or accidents for even longer consecutive time discount on most major auto coverages if you have a rated periods may qualify for an even larger Distinguished Driver operator who is single, has been licensed five years or less, Discount amount. and completes the teenSMARTTM program.The The Distinguished Driver Discount is applied on a per vehicle teenSMARTT"°program is a home study driver trainingprogram designed to help reduce the chances of your young a basis. Therefore, if a vehicle does not have an assigned driver being involved in an accident.Successfully completing operator,the Distinguished Driver Discount will apply only if the program can earn a discount of up to 15%on most major o all operators in the household qualify for the Distinguished coverages provided by your auto policy. Driver Discount. Multiple Policy Discount—You may qualify for a discount on Other Rating Factors—In addition to the discounts described most major auto coverages if you or your spouse or above,we offer a number of special rates that can lower your registered domestic partner are also the named insured on a premium, For example,you may be eligible to receive a lower qualifying Allstate Insurance Company Homeowners, rate if your insured auto(model year 2000 or earlier)is on - Condominium Owners, Mobile Home Owners, or Renters our list of"economy cars.' , Ask your Allstate Agent for details policy that covers the principal place of residence. If you or about our special rates. your spouse or registered domestic partner are the named The premium for your insurance policy is based on a variety insured on a qualifying Allstate individual life insurance policy of factors, including information you have given us.Factors written prior to October 11,2021, or Allstate Personal that can affect your premium include,for example,annual Umbrella Policy,you may qualify for a discount on most of mileage driven,years of licensed driving experience and your major auto coverages. driving record. It is important that you notify us if the Good Driver Discount—Depending on your driving information upon which your premium is based is incorrect, experience and information in your driving record,such as incomplete,or changes,so that we may adjust your premium the number of traffic violation convictions or accidents,you accordingly, could be eligible for a 20%discount on your auto insurance This notice provides only a general description of the premiums. qualifications and conditions for the discounts and special Defensive Driver Discount—Drivers age 55 or older who rates shown above.Other qualifications and conditions may provide proof of successful completion of a Mature Driver apply. For complete details on qualifications and conditions,