COMPULINK MANAGEMENT CENTER INC 3 - 2004

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e C~ovvy ~ TMeStf9ul f. J judgment awarded in a suit for injury or damage covered by this agreement if: • we defend a protected person against the suit; and • the judgment is awarded against that protected person. If we appeal such a judgment, we'il pay all expenses which result directly from that appeal, including postjudgment interest and the cost of appeal bonds. Such appea{ expenses are in addition to the limits of coverage. However, the results of an appeal won't change the limits of coverage that apply under this agreement. When This Agreement Covers Bodily injury and property damage liability. We'll apply this agreement to claims or suits for covered bodlly injury, property damage, or premises damage whenever they're made or brought. Personal injury liability. We'll apply this agreement to claims or suits for covered • personal injury whenever they're made or brought. ~~. ~, ,'f Advertising injury Iiabfiity. We'll apply this agreement to claims or suits for covered advertising injury whenever they're made or brought. Medical expenses. We'll apply this agreement to covered medical expenses only when they're reported to us within three years of the beginning date of the event. Where This Agreement Covers We'll apply, and make payments under, this agreement: • only in the coverage territory; and • only for covered injury or damage that's caused by events or offenses which happen or are committed there. However, we'll also apply, and make payments under, this agreement in the coverage territory for covered injury or • damage that's caused by events or offenses which happen or are committed in the rest of the world if: • the protected person's liability for such injury or damage is determined in a suit on the merits in the coverage territory, or in a settlement agreed to by us; and • they result from the activities of a person whose home is in the coverage territory, but is away from there for a short time on your business; or • they result from your products that are made or sold by you in the coverage territory. For example: You manufacture a product in the coverage territory. It is exported to Norway. A lew months later, a Norwegian citizen is al/egedly injured wh/le using that product. He sues you. If the suit is brought against you in the coverage territory, and ii seeks damages for bodily injury covered by this agreement, we'll have the duty to defend you against the suit, and to pay covered damages awarded in a judgment against you. However, if the suit /s brought against you in Norway, or anywhere else outside the coverage territory, we won't have a defy to defend you there. Also, we won't have a duty to pay a judgment awarded by a court there, even if the judgment is /afer recognized and enforced by a court in the coverage territory. Coverage territory means: • the United States of America, including its territories and possessions; • Puerto Rico; • Canada; and • international waters or airspace only during travel or transportation between an) of the above places. We explain what we mean by your products in the Products and completed work total limit section. Who Is Protected Under This Agreement Individual. If you are shown in the Introduction as a named insured and an individual, you and your spouse are protected persons only for the conduct of a business of which you are the sole owner. ' 47150 Rev, t-96 Printed in U.S.A. Insuring Agreement Page 5 of 2c ®St.Paul Fire and Marine Insurance Co.1996 All Rights Reserved