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VP 0 <br /> TMlStihul <br /> judgment awarded in a suit for injury or • the protected person's liability for such <br /> • damage covered by this agreement if: injury or damage is determined in a suit <br /> • we defend a protected person against the on the merits in the ,coverage territory, or <br /> suit; and in a settlement agreed to by us; and <br /> • the judgment is awarded against that • they result from the ,activities of a person <br /> protected person. whose home is in the coverage territory, <br /> but is away from there for a short time <br /> If we appeal such a judgment, we'll pay all on your business; or <br /> expenses which result directly from that • they result from your products that are <br /> appeal, including postjudgment interest and made or sold by you in the coverage <br /> the cost of appeal bonds. Such appeal territory. <br /> expenses are in addition to the limits of <br /> coverage. However, the results of an appeal For example: <br /> won't change the limits of coverage that <br /> apply under this agreement. You manufacture a product in the coverage <br /> territory. It is exported to Norway. A <br /> When This Agreement Covers few months later, a Norwegian citizen is <br /> allegedly injured while using that product. <br /> He sues you. If the suit is brought against <br /> Bodily injury and property damage liability. you in the coverage territory, and it seeks <br /> We'll apply this agreement to claims or damages for bodily injury covered by this <br /> suits for covered bodily Injury, property agreement, we'll have the duty to defend <br /> damage, or premises damage whenever you against the suit, and to pay covered <br /> they're made or brought. damages awarded in a judgment against <br /> you. However, if the suit is brought <br /> Personal injury liability. We'll apply this against you in Norway, or anywhere else <br /> agreement to claims or suits for coveredfra outside the coverage territory, we won't <br /> personaluinjury whenever they're made or have a duty to defend you there. Also, we <br /> brought. won't have a duty to pay a judgment <br /> Advertising injury liability. We'll apply this awarded by a court there, even if the <br /> agreement to claims or suits for covered judgment is later recognized and enforced <br /> advertising injury whenever they're made or by a court in the coverage territory. <br /> brought. <br /> Coverage territory means: <br /> Medical expenses. We'll apply this agreement • the United States of America, including its <br /> to covered medical expenses only when territories and possessions; <br /> they're reported to us within three years of • Puerto Rico; <br /> the beginning date of the event. <br /> I. • Canada; and <br /> Where This Agreement Covers • international waters or airspace only <br /> 4 <br /> during travel or transportation between an,, <br /> j of the above places. <br /> r <br /> V�ye'll apply, and make payments under, this <br /> ' e,greement: We explain what we mean by your products <br /> I •i only in the coverage territory; and in the Products and completed work total <br /> l limit section. <br /> n i « only for covered injury or damage that's <br /> caused by events or offenses which <br /> happen or are committed there. Who is Protected Under This Agreement <br /> However, we'll also apply, and make Individual. If you are shown in the <br /> payments under, this agreement in the <br /> coverage territory for covered injury or Introduction as a named insured and an <br /> • damage that's caused by events or offenses individual, you and your spouse are <br /> which happen or are committed in the rest protected persons only for the conduct of r <br /> of the world if: business of which you are the sole owner. <br /> 47150 Rev. 1-96 Printed in U.S.A. Insuring Agreement Page 5 of 2' <br /> ®St,Paul Fire and Marine Insurance Co.1996 All Rights Reserved <br />