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b. The insurance afforded by this provision is excess over any other valid and collectible insurance whether <br />, such insurance is primary, excess, contingent or on any other basis. Any payments by us will follow the <br />Other Insurance -Excess Insurance provisions in the COMMERCIAL GENERAL LIABILITY CONDITIONS. <br />13. MEDICAL PAYMENTS -INCREASED LIMITS AND TIME PERIOD <br />a. In the Insuring Agreement under Coverage C Medical Payments, the requirement that expenses are in- <br />curred and reported to us within one year of the date of the accident is changed to three years. <br />b. The Medical Expense Limit is $10,000 per person or the amount shown in the Declarations as the Medical <br />Expense limit, whichever is greater. <br />c. This provision 13. does not apply if Coverage C -Medical Payments is otherwise excluded either by the <br />provisions of the Coverage Form or by endorsement. <br />74. MOBILE EQUIPMENT -SELF-PROPELLED SNOW REMOVAL, ROAD MAINTENANCE AND STREET <br />CLEANING EQUIPMENT <br />The following is added to the "mobile equipment" definition: <br />Vehicles maintained primarily for purposes other than the transportation of persons or cargo that are seff- <br />propelled vehicles of less than 1,000 pounds gross vehicle weight with the following types of permanently <br />attached equipment will be considered "mobile equipment": <br />a. Snow removal; <br />b. Road maintenance, but not construction or resurtacing; or <br />c. Street cleaning. <br />15. NEWLY FORMED OR ACQUIRED ORGANIZATIONS <br />Under Section II -Who Is An Insured, the time period limitation for newly acquired or formed organizations is <br />replaced by: <br />Coverage under this provision is afforded only until the end of the current policy period. <br />16. NON-OWNED AIRCRAFT <br />a. The Aircraft, Auto Or Watercraft exclusion under Coverage A Bodily Injury And Property Damage <br />Liability does not apply to an aircraft that is: <br />1. Hired, chartered or loaned with a paid crew; and <br />2. Not owned by any insured. <br />6. The insurance afforded by this provision 16. is excess over any other valid and collectible insurance <br />{including any deductible or Self Insured Retention) available to the insured, whether such insurance is pri- <br />mary, excess, contingent or on any other basis. Any payments by us will follow the Other Insurance - Ex- <br />cess Insurance provisions in the COMMERCIAL GENERAL LIABILITY CONDITIONS. <br />f7. NON-0WNED WATERCRAFT <br />a. Section II -Who Is An Insured is amended to include as an insured for any watercraft that is covered by <br />this policy, any person who, with your expressed or implied consent, either uses or is responsible for the use <br />of a watercraft. However, no person or organization is an insured with respect to: <br />1. "Bodily injury" to a co-"employee" of the person operating the watercraft; or <br />2. "Property damage" to property owned by, rented to, in the charge of or occupied by you or the em- <br />ployer of any person who is an insured under this provision. <br />b. In the exception to the Aircraft, Auto Or Watercraft exclusion under Coverage A Bodily Injury And Prop- <br />erty Damage Liability, the limitation on the length of a watercraft is increased to 51 feet. <br />c. The insurance afforded by this provision 17. is excess over any other valid and collectible insurance <br />(including any deductible or Self Insured Retention) available to the insured, whether such insurance is pri- <br />mary, excess, contingent or on any other basis. Any payments by us will follow the Other Insurance - Ex- <br />cess Insurance provisions in the COMMERCIAL GENERAL LIABILITY CONDITIONS. <br />18. PERSONAL AND ADVERTISING INJURY <br />The following is added to the definition of "personal and advertising injury': <br />Discrimination because of race, color, creed, national origin, age, sex or physical disability, where insurance <br />therefore is not prohibited by law, but only'rf such discrimination is: <br />VCG 205 02 OS Includes copyrighted material of Insurance Services Office, Inc. Page 5 of 7 <br />Copyright 2004, I!1!!!!!!!i!!!!!111111!!!1!!!!!0111111!1!!!!!!91 <br />