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Coverage Definitions These definitions are for your information only and are not intended to replace any of the language of the actual policy form. Please seethe policy contract for terms, conditions, and exclusions. In addition, all coverages below may not have been purchased. See quote sheet for the coverages you selected. ipment, Props, Sets and Wardrobe What is covered? Camera, sound, lighting and miscellaneous rented equipment. Owned equipment is not covered. Props, sets, and wardrobe are covered. How much should I The insurable value should be the total value of your rented equipment, props, sets, and insure for? wardrobe from all vendors. If coverage is required for owned items, the total value should be Coverage Term? increased for the value of the owned items and declared to the insurance broker. Can the deductible No. The deductible is based on the total limit of equipment, props, sets, and wardrobe. be changed? Are "Loss Payees" Equipment insurance includes your vendors being provided with certificates of insurance naming included? them as loss payee in the event of a loss. Unlimited certificates can be issued. Negative Film or Videotape & Faulty Stock, Camera & Processing Mat is covered? Damage or destruction of raw film or tape stock, exposed film or videotape, faulty stock, faulty cameras or lenses. How much should I The coverage limit is the declared budget of the production, up to a maximum coverage limit of insure for? $25,000. Coverage Term? Coverage is valid for 4 months from the policy inception date. Extra Expense Met is covered? Extra expense reimburses the insured for the out-of-pocket expenses in the event of the interruption, postponement or cancellation of the declared production, as a result of loss, damage or destruction of property or facilities contracted for use by the insured. Third Party Property Damage Mat is covered? Covers damages to locations while it is in the care, custody and control of the insured (i.e. damage to a house that you are shooting in). General Liability Mat is covered? Covers the insured for losses due to bodily injury or property damage caused by the insured's employees or agents. Locations will require general liability for 1,000,000. The aggregate is the total liability limit. The occurrence is the limit per claim. Are "additional With blanket additional insureds, your vendors and locations will be provided with certificates of insureds"included? insurance naming them as additional insureds in the event of a loss. Unlimited certificates can be issued. City and other The City of LA, other cities, and entities may require "special wording" on their certificates or have special certificates a special form they require be completed. Film permit offices will require this. Automobile (Hired & Non -Owned) What is covered? Vehicles rented for the production. Liability covers injury to third parties or damage to their property. Physical damage provides coverage for damage to the vehicles. Umbrella What is covered? This provides excess liability over the general liability, automobile (if purchased) and employers liability (if purchased) subject to a $10,000 deductible and can be obtained in increments of 1,000,000. Workers' Compensation What is covered? Injury to your compensated and non -compensated employees and volunteers.