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<br />f'lUG-17-200" 11: "7 <br /> <br />SPECTRUM RISK MGMT <br /> <br />P.02/0" <br /> <br />IMPORTANT <br /> <br />If the certificate holder is an AODITIONAlINSURED, the pollcy(les) must be endorsed. A statement <br />on this certificate does not confer r1ghm to the certificate holder in lieu of such endon;emant(s). <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an "ndonsement A .tetement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(a). <br /> <br />DISCLAIMER <br /> <br />The Certificete of Insurence on the reverse side of this fonn does nol consUMe 8 contract between <br />the issuing insurer(s), authorized representallve or producer, and the certificate holder. nor does It <br />affirmatively or negatively emend, extend or atter the coverage alforlled by the policies listed thereon. <br /> <br />~~b <br /> <br />ACORD 25 (2001108) <br /> <br />