CAPRIELIAN, EDWARD 2 - 2004 - Laserfiche WebLink

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z BUSINESS LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully tD determine rights, duties and what is and is not covered. ThrDughDut this policy the words "YDU" and "your" refer tD the Named Insured shown in the Declarations, The words "we", "us" and "our" refer to the stock insurance company member of TH E HARTFORD providing this insurance, The word "insured" means any person or organization qualifying as such under Section C. - Who Is An Insured, Other words and phrases that appear in quotation marks have special meaning. Refer to Section G. - Liability And Medical Expenses Definitions. In consideration Df the payment of the premium when due, and: a. In reliance upon the statements made in the Declarations; and b. Subject to the Limits Of Insurance, Exclusions, Definitions, Conditions and all other terms of this policy, including those modified, replaced by or added by endorsements we issue forming a part of this policy, we agree with you as follows: A. COVERAGES 1. BUSINESS LIABILITY COVERAGE (BODILY INJURY, PROPERTY DAMAGE, PERSONAL AND ADVERTISING INJURY) Insuring Agreement a. We will pay on behalf of the insured those sums that the insured becomes legally obligated to pay as damages because Df "bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "bodily injury", "property damage" or "personal and advertising injury" to which this insurance does not apply. We may, at our discretion, investigate any "occurrence" or offense and set1le any claim or "suit" that may result. But: (1) The amount we will pay for damages is limited as described in Section D. - Liability And Medical Expenses Limits Of Insurance; and (2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments, set1lements or medical expenses tD which this insurance applies. No other obligation or liability tD pay sums or perform acts or services is covered unless explicitly provided for under Coverage Extension - Supplementary Payments. b. This insurance applies to: (1) "BDdily injury" and "property damage" only if: (a) The "bodily injury" or "property damage" is caused by an "occurrence" that takes place in the "coverage territory"; and (b) The "bodily injury" or "property damage" occurs during the policy period, (2) "Personal and advertising injury" caused by an offense arising out of your business, but Dnly if the offense is committed in the "coverage territory" during the policy period, c. Damages because of "bodily injury" include damages claimed by any person or organization for care, loss of services or death resulting at anytime from the "bodily injury". 2. MEDICAL EXPENSES Insuring Agreement a. We will pay medical expenses as described below for "bodily injury" caused by an accident: (1) On premises you Dwn Dr rent; (2) On ways next to premises you own Dr rent; or Form SS 00080401 "" M'" Th" LJ-."_...J Page 1 of 20