CAPRIELIAN, EDWARD 2 - 2004 - Laserfiche WebLink

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BUSINESS LIABILITY COVERAGE FORM The insurance afforded herein for any subsidiary not shown in the Declarations as a named insured does not apply to injury or damage with respect to which an insured under this insurance is also an insured under another policy or would be an insured under such policy but for its termination or upon the exhaustion of its limits of insurance. i. j. Newly Formed Organizations Any organization you newly acquire Dr form, other than a partnership or joint venture, and Dver which you maintain ownership or majority interest, will qualify as a Named Insured if there is no other similar insurance available to that organization. However: (1) Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever is earlier; and (2) Coverage under this provision does not apply to: (a) "Bodily injury" or "property damage" that occurred; or (b) "Personal and advertising injury" arising out of an offense commit1ed before you acquired or formed the organization. Additional Insured - Volunteer Workers Your "volunteer workers", but only while performing duties related tD the conduct of your business. (1) However, no "volunteer workers" are insureds for: (a) "Bodily injury", "property damage" or "personal and advertising injury" arising out of rendering or the failure to render professional services. or Acquired (b) "Bodily injury" or "personal and advertising injury": (i) To you, to your partners or members (if you are a partnership Dr joint venture), to your members (if you are a limited liability cDmpany) , your Dther "vDlunteer workers" or to your "employees" arising out of and in the course of their duties for you; Page 12 of 20 (ii) To the spouse, child, parent, brother or sister of your "vDlunteer workers" or your "employees" as a consequence of paragraph (1) (a) above; or (c) "PrDperty damage" to property: (i) Owned, occupied or used by, (ii) Rented to, in the care, custody or control of, or over which physical control is being exercised for any purpose by you, any of your Dther "vDlunteer workers", your "employees", any partner or member (if you are a partnership or joint venture) or any member (if you are a limited liability company), 3. Additional Insured - Mobile Equipment With respect to "mobile equipment" registered in your name under any motor vehicle registration law, any person is an insured while driving such equipment along a public highway with your permission, Any other person or organization responsible for the conduct Df such person is also an insured, but only with respect to liability arising out of the operation of the equipment, and only if no other insurance of any kind is available to that person or organization for this liability. However, nD person or organization is an insured with respect to: a. "Bodily injury" to a co-"employee" of the person driving the equipment; Dr b. "Property damage" to property owned by, rented to, in the charge of or occupied by you or the employer Df any person who is an insured under this provision. No person or Drganization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations. D. LIABILITY AND MEDICAL EXPENSES LIMITS OF INSURANCE 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless Df the number of: a. Insureds; b. Claims made or "suits" brought: or c. Persons or organizations making claims or bringing "suits". Form SS 00 08 04 01