CAPRIELIAN, EDWARD 2 - 2004 - Laserfiche WebLink

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BUSINESS LIABILITY COVERAGE FORM (2) Notify us as soon as practicabie. You must see to it that we receive a written notice of the claim or "suit" as soon as practicable, But this condition will not be considered breached unless the breach occurs after such ciaim or "suit" is known to anyone listed in 2 .a. (1) through (5) above. c. You and any other invoived insured must: (1) immediateiy send us copies of any demands, notices, summonses or legai papers received in connection with the ciaim or "suit"; (2) Authorize us to obtain records and other information; (3) Cooperate with us in the investigation, settiement of the claim or defense against the "suit"; and (4) Assist us, upon our request, in the enforcement of any right against any person or organization that may be liabie to the insured because of injury or damage to which this insurance mayaiso apply. d. No insureds will, except at their own cost, voluntarily make a payment, assume any obiigation, or incur any expense, other than for first aid, without our consent. 3. Financial Responsibility laws a. When this poiicy is certified as proof of financiai responsibility for the future under the provisions of any motor vehicie financiai responsibility iaw, the insurance provided by the poiicy for "bodily injury" iiabiiity and "property damage" liabiiity wili compiywith the provisions of the law to the extent of the coverage and iimits of insurance required by that iaw. b. With respect to "mobiie equipment" to which this insurance applies, we will provide any iiability, uninsured motorists, underinsured motorists, no-fauit or other coverage required by any motor vehicle iaw. We will provide the required iimits for those coverages, 4. legal Action Against Us No person or organization has a right under this coverage form: a. To join us as a party or otherwise bring us into a "suit" asking for damages from an insured; or b. To sue us on this coverage form unless all of its terms have been fully compiied with. Page 14 of 20 A person or organization may sue us to recover on an agreed settlement or on a finai judgment against an insured; but we will not be liable for damages that are not payable under the terms of this insurance or that are in excess of the applicable iimit of insurance. An agreed settiement means a settiement and release of iiabiiity signed by us, the insured and the ciaimant or the ciaimant's legai representative, 5. Separation of Insureds Except with respect to the Limits of insurance, and any rights or duties specifically assigned in this policy to the first Named insured, this insurance appiies: a. As if each Named insured were the oniy Named Insured; and b. Separateiy to each insured against whom a claim is made or "suit" is brought, 6. Unintentional Failure to Disclose Hazards It is agreed that based on our reliance on your representations as to existing hazards, if unintentionally you should fail to disclose all such hazards at the inception date of your policy, we shall not deny any coverage under this Coverage Form because of such failure. 7. Other Insurance - Primary Additional Insured If the written contract or agreement or permit requires this insurance to be primary for any person or organization with whom you agree to include in WHO IS AN INSURED, this Other Insurance Provision is applicable. '~'. If other valid and collectible insurance is '-.j available for a loss we cover under this ;;¡ usiness Liability Coverage Form, our ~ obligations are limited as follows: , "j.) a. Primary Insurance " This insurance is primary, We will not ~ seek contributions from other insurance . ~ available to the person or organization with ~- whom you agree to include in WHO IS AN INSURED, except when b. applies. . Excess Insurance This insurance is excess over: (1) Any other insurance, whether primary, excess, contingent or on any other basis: (a) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your work"; Form SS 00 08 04 01