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<br />I'
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<br />BUSINESS LIABILITY COVERAGE FORM
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<br />e. Vehicles not described in a., b., C., or d.
<br />above that are not self-propelled and are
<br />maintained primarily to provide mobility to
<br />permanently attached equipment of the
<br />following types:
<br />
<br />(1) Air compressors, pumps and
<br />generators, including spraying,
<br />welding, building cleaning, geophysical
<br />exploration, lighting and well servicing
<br />equipment: or
<br />
<br />(2) Cherry pickers and similar devices
<br />used to raise or lower workers;
<br />
<br />f. Vehicles not described in a., b., C., or d.
<br />above maintained primarily for purposes
<br />other than the transportation of persons or
<br />cargo.
<br />
<br />However, self-propelled vehicles with the
<br />following types of permanently attached
<br />equipment are not "mobile equipment" but
<br />will be considered "autos":
<br />
<br />(1) Equipment designed primarily for:
<br />
<br />(a) Snow removal;
<br />
<br />(b) Road maintenance, but not
<br />construction or resurfacing; or
<br />
<br />(c) Street cleaning;
<br />
<br />Paragraphs (a), (b) and (c) above do not
<br />apply to self-propelled vehicles of less
<br />than 1 ,000 pounds gross vehicle weight.
<br />
<br />(2) Cherry pickers and similar devices
<br />mounted on automobile or truck
<br />chassis and used to raise or lower
<br />workers; and
<br />
<br />(3) Air compressors, pumps and
<br />generators, including spraying,
<br />welding, building cleaning, geophysical
<br />exploration, lighting and well servicing
<br />equipment.
<br />
<br />14. "Occurrence" means an accident, including
<br />continuous or repeated exposure to
<br />substantially the same general harmful
<br />conditions.
<br />
<br />15. "Personal and advertising Injury" means injury,
<br />including consequential "bodily injury", arising
<br />out of one or more of the following offenses:
<br />
<br />a. False arrest, detention or imprisonment;
<br />
<br />b. Malicious prosecution;
<br />
<br />c. The wrongful eviction from, wrongful entry
<br />into, or invasion of the right of private
<br />occupancy of a room, dwelling or premises
<br />that the person occupies, committed by or
<br />on behalf of its owner, landlord or lessor:
<br />
<br />d. Oral, written or electronic publication of
<br />material that slanders or libels a person or
<br />organization or disparages a person's or
<br />organization's goods, products or services;
<br />
<br />e. Oral, written or electronic publication of
<br />material that violates a person's right of
<br />privacy;
<br />f. Copying, in your "advertisement", a
<br />person's or organization's "advertising
<br />idea" or style of "advertisement";
<br />
<br />g. Infringement of copyright, slogan, or title of
<br />any literary or artistic work, in your
<br />"advertisement"; or
<br />
<br />h. Discrimination or humiliation that results in
<br />injury to the feelings or reputation of a
<br />natural person, but only if such
<br />discrimination or humiliation is:
<br />(1) Not done intentionally by or at the
<br />direction of:
<br />
<br />(a) The insured; or
<br />
<br />(b) Any executive officer, director,
<br />stockholder, partner or member of
<br />the insured; and
<br />
<br />(2) Not directly or indirectly related to the
<br />employment, prospective employment
<br />or termination of employment of any
<br />person or persons by any insured.
<br />
<br />This paragraph h. does not apply in the
<br />States of Nebraska and Kansas.
<br />16. "Pollutants" means any solid, liquid, gaseous
<br />or thermal irritant or contaminant, including
<br />smoke, vapor, soot, fumes, acids, alkalis,
<br />chemicals and waste, Waste includes
<br />materials to be recycled, reconditioned or
<br />reclaimed.
<br />
<br />17. "Products-completed operations hazard";
<br />
<br />a. Includes all "bodily injury" and "property
<br />damage" arising out of "your product" or
<br />"your work" except:
<br />
<br />(1) Products that are still in your physical
<br />possession; or
<br />
<br />(2) Work that has not yet been completed
<br />or abandoned.
<br />
<br />The "bodily injury' or "property damage"
<br />must occur away from premises you own
<br />or rent, unless your business includes the
<br />selling, handling or distribution of "your
<br />product" for consumption on premises you
<br />own or rent.
<br />
<br />b. "Your work" will be deemed completed at
<br />the earliest of the following times:
<br />
<br />(1) When all of the work called for in your
<br />contract has been completed.
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<br />Form 55 00 08 04 01
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<br />Page 19 of 20
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