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<br />t-rom Jennifer t.:hannel At: t--'olnt West Insurance t-axlL.J: t--'olnt VVest Insurance I 0: ~ruce Young <br /> <br />Date: 4/26/04 01 :27 PM Page 2 of 3 <br /> <br />ACORD. CERTIFICA TE OF LIABILITY INSURANCE OP ID ~~ DATE (MMlDDNYYY) <br />U6S6A-J. 04/26/D4 <br />PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION <br /> ONLY ANO CONFERS NO !!IGHTS UPON THE CERTIFICATE <br />Point west Insurance Assoc. HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR <br />P,O Box 255647 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. <br />sacramento CA 95825 <br />Pbone:916-925-515S Fax:9J.6-925-092B INSURERS AFFORDING COVERAGE NAIC # <br />INSURED INSURER A L10yds of London <br /> INSURER 8 -,- <br /> u. S, Advocacy <br /> Bruce Young INSURER C <br /> 8280 count~Lake Drive INSURER D <br /> Orangeva1e 95662-2117 <br /> INSURER E <br /> <br />COVERAGES <br /> <br />THE POLlCIE5 OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTVVITHSTANDING <br />ANY REO! IIREMENT. TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR <br />MAY F'ERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH <br />F'nLlCIEc A(oGREGATE LIMITS SHOWN tvlA.Y HAVE BEEN REDUCED BY PAID CLAIMS <br /> <br />L TR NSR <br /> <br />TYPE OF INSURANCE <br />GENERAL LIABILITY <br />COMMERCIAL GENERAL LIABILITY <br />X CLAIMS WÐE D OCCUR <br /> <br />POLICV NUMBER <br /> <br />DATE (MM/DDNY) <br /> <br />DATE (MMIDDNY) <br /> <br />LIMITS <br /> <br />EACH OCCURRENCE <br /> <br />. <br />, <br />$ <br /> <br />PREMISES ¡Ei> occlJrfmcel <br />MED EXP (Any one fJer~Dn) <br /> <br />PERSONAL & ADV IN,JURY <br />GENERAL AGGREGATE <br /> <br /> <br />PRODUCTS. COMF'/OF' AGG <br /> <br />LOC <br /> <br />AUTOMOBILE LIABILITY <br /> <br />ANY AUTO <br />ALL OWNED AUTOS <br /> <br />COMBINED SINGLE LIMIT <br />(Eli Hce,d'lIlt) <br /> <br />:",CHE[)uLED AUToS <br />HIRED AUT():~ <br /> <br />BODILY INJURY <br />{F'f1I-P"l"Ofll <br /> <br />NON-OWNED AUTO::: <br /> <br />BODIL Y IN,JUPY <br />(p.., Hecld,;r¡I) <br /> <br />PROPERTY DAMAGE <br />(PBr!'lCcI{jent) <br /> <br />GARAGE LIABILITY <br />ANY AUTO <br /> <br />AUTO ONLY - EA ACCIDENT <br /> <br />OTHER THAN <br />AUTO ONL Y <br /> <br />EAACC $ <br /> <br />A(7(; <br /> <br />$ <br />, <br /> <br />EXCESS/UMBRELLA LIABILITY <br />OCCUR D CLAIMS MADE <br /> <br />EACH OCCURRENCE <br />AGGREGATE <br /> <br />DEDUCTIBLE <br />RETENTION <br /> <br />$ <br /> <br />WORKERS COMPENSATION AND <br />EMPLOYERS' LIABILITY <br />ANY PROPRIETOR/PARTNER/EXECUTIVE <br />()FFICERlMEMBER EXCLUDED? <br /> <br />TORÝ'LlMITS <br />E.L EACH ACCIDENT <br />E L DISEASE - EA EMPLOYEE $ <br />E l DISEASE - POLICY LIMIT $ <br /> <br />ER <br /> <br />If Y.'" df-'~,'nh.. '1IId.., <br />',f"b îAL F'l'Ir J\iI:'I()N:~ ¡]Hlow <br />OTHER <br /> <br />A I ErrorS & omissions BEAZ-00274-0503 OS/2J./03 D5/21/D4 <br /> <br />DESCRIPTION OF OPERATIONS { LOCATIONS I VEHICLES { EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS <br />Proof of Insurance <br /> <br />E&O <br /> <br />$1.,000,000 <br /> <br />CERTIFICATE HOLDER <br /> <br />USADVOC <br /> <br />CANCELLATION <br />SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION <br />DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 10 DAYS WRITTEN <br />NOTICE TO THE CERTIFICATE HOLDER NAMED TO THe LEFT, aUT FAILURE TO DO SO SHALL <br />IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR <br />REPRESENTATIVES. <br />, <br /> <br />VE <br /> <br />tJs Advocacy <br /> <br />ACORD 25 (2001/08) <br /> <br /> <br />@ACOf{D CORPORATION 1988 <br />