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<br />. <br /> <br />IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL INSURED, the pDlicy(ies) must be endorsed, A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain pOlicies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side of this form dDes not constitute a contract between <br />the issuing insurer(s), authDrized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br /> <br />;/Jk". :? J¿ <br /> <br />ACORD 25 (2001/08) <br /> <br />