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10~07-2()()3 10:18 AM . . ~ (cl Thai Is Insurance purchased by you to cover your Uabllily as a lenanl for "property damage" 10 premises rented to you or tempol1lrily occupiBd by you with permission of the owner; or (d) If the loss arises oul 01 the maintenance or use of eircrBft, "aulos" or walercraft to the extent not SUbJBd to Exclusion g. 01 Sectlon'- Coverage A" Bodily Injury And Property DamagB Liability. (2) Any othBr primary Insurance avaDable to you covering liability for damagBS arising olll of thB premises or op- erations lor which you have baen added BS an additional insured by aIlachmenl of an endDlSBment. When this insurance Is BXC8SS, We will have no duty under Coverages A or B to defend the Insured against any "suit" If any other Insurer has a clutyto<lelend the Insured against thai "suit:'. If no other insurer defends, we will undertake to do so, but we will be entitled to tha insured's rights against all those othar Insurers. When this insurance is excess over other insurance, we will pay only our share of tha amount 01 the loss, if any, that exceeds the sum of: (11 The total amount thai all such other Insurance would pay for the loss in the absence of this insurance; and (21 The total of all deductible and self-Insured emounts under all that other insurance. We will share the remaining loss, if any, with any other insuranca that is not described In thl$ Excess Insur- ance provision and was not bought BpBcifically to apply in excess of the Umils of Insurance shown in the DeclarBtions of this Coverage Part. c. Method Of Shari ng If all 01 the other Insurance permits contribution by equal shBres, we will follow this method also. Under this approach Elaen insurer contributes equal amounts until It has paid Its BpplicBble limit of insurance or none of the loss remains, whichBver comBS first. If any of the other Insurance does not pennlt contribution by equal sharas, we will contribute by limlls. Under this method, each Insurer's share 1$ based on the ratio ollis applicable limit 01 insurance to the lotal appl~ cable limits of insurance of BII insurers. 5. Premium Audit a. We Yooill compute all premiums lor this Coverage Part In accordance with our rules Bnd rales. b. Premium shown in this Coverage Parl es advance premium Is a deposit premium only. Allhe close of each eudit period we will compute the earned pramium for that period. Audit prBmlums are dUB and payable on notice to the first Named Insured. If the sum of the aclvance and audn prBmiums paid for the poUcy period is grealer than the eamed premium, we will return the excess to the first Namecllnsured. c. Th. flrst Nemed Insured must keep records of th" Informatlon we neBd lor prBmium computation, and sBnd us coples at such times es we may request. 6. Representations By accepting this policy, you agree: a. The statements in the< Declarations are accurate and complete; b. Those statements are based upon reprllSentetions you made to us; and c. We have Issued this policy In rellanCB upon your repr"sentations. T. Separation Of InsulWlds Except with rllSpect to th" Umlts ollnsunmce, and any rights or duties specifically assigned In !hie Coverage Part to the fil$l Named Insured, thls insurancB applies: a. As if each Named Insured werB the only Named Insured; Bnd b. Separately to each Insured against whom claim is made or "suit" Is brought. 8. Transfer Of Rights Of Recovery Against Oth91'$ To Us If the insured ha rlgh!$ to recover aU or part of any payment wa have made under this Coverage Pert, those rights ere !renslerred to us. The insured must do nothing Biter loss to Impair them. M. our request, the insured will bling .suit" or transfer those rights to us and hBlp us enforco them. 9. When We Do Not Renew If we decide not to renew this Coverege Part, WB will mall or deliver 10 the first Named Insured shown in the Declarations wrttten notice of the nonnmewal not less than 30 days before the expiration date. It notice is mailed, proof of mailing will be sufficient proof of notice. ~~4- \. " ' ,,' ~I " COMMERCIAL GENERAL LIA8IUTY Copyrlghl.lm;urance SeMc.. Office. Inc., 1997 CG 0001079S