Laserfiche WebLink
�o <br />z� <br />v <br />o� <br />w v: <br />6125A <br />Page 1 of 1 <br />AMENDATORY ENDORSEMENT <br />This endorsement is a part of the policy. Except for the changes this endorsement makes, all other provisions <br />of the policy remain the same and apply to this endorsement. <br />PHYSICAL DAMAGE COVERAGES <br />Limits and Loss Settlement— Comprehensive Coverage and Collision Coverage <br />Item 1.a. is changed to read: <br />1. We have the right to choose to settle with you or the owner of the covered vehicle in one of the <br />following ways: <br />a. Paythe cost to repairthe covered vehicle minus any applicable deductible. No deductible applies <br />to the repair of windshield glass. <br />(1) We have the right to choose one of the following to determine the cost to repair the covered <br />vehicle: <br />(a) The cost agreed to by both the owner of the covered vehicle and us; <br />(b) A bid or repair estimate approved by us, or <br />(c) A repair estimate that is written based upon or adjusted to: <br />(i) reasonable repair costs and labor rates as determined by us for the repair market <br />where the covered vehicle is to be repaired; <br />(if) the prevailing competitive price. Prevailing competitive price means prices charged <br />by a majority of the repair market as determined by a survey made by us for the <br />area where the covered vehicle is to be repaired; <br />(iii) the lower of paintless dent repair pricing established by an agreement we have with <br />a third party or the paintless dent repair price that is competitive in the market: or <br />(iv) a combination of (i), (ii), or (iii) above. <br />If asked, we will identify at least one facility that will perform the repairs with the pricing <br />and labor rates identified by us. <br />The repair estimate will include parts sufficient to restore the covered vehicle to its pre -loss <br />condition. You agree with us that the repair estimate may include new, used, recycled, and <br />reconditioned parts. Any of these parts may be either original equipment manufacturer parts <br />or non -original equipment manufacturer parts, and you agree these parts are sufficient to <br />restore the covered vehicle to its pre -loss condition. <br />You also agree that replacement glass need not have any insignia, logo, trademark, etching, <br />or other marking that was on the replaced glass. <br />(2) The cost to repair the covered vehicle does not include any reduction in the value of the <br />covered vehicle after it has been repaired, as compared to its value before it was damaged. <br />(3) If the repair or replacement of a part results in betterment of that part, then you or the owner <br />of the covered vehicle must pay for the amount of the betterment; <br />6125A <br />C, Copyright.. State Farm Mutual Automobile Insurance Company, 2023 <br />6126MD EXCESS COVERAGE FOR PERSONAL VEHICLE SHARING <br />This endorsement is apart of the policy. Except for the changes this endorsement makes, all other <br />provisions of the policy remain the same and apply to this endorsement. <br />LIABILITY COVERAGE <br />a. Exclusions <br />Exclusion 15. is replaced by the following: <br />TITERE IS NO COVFRACE FOR <br />AN I,VSL'RED FOR THE OWN- <br />ERSIITP, MAINTENANCE, OR <br />USE. OF YOUR CAR OR AAT, REY <br />ACQUR&D CAR WHILE USED <br />IN PFRSONAL 1TIIICI,E <br />SHARING. This exclusion does <br />not apply to you and resident rela- <br />tives when, and only if, the full <br />amount of all available limits of all <br />other liability bonds, policies, and <br />self-insurance plans that apply have <br />been used up by payment ofjudg- <br />ments or settlements, or have been <br />offered in writing. <br />b. If Other Liability Coverage Applies <br />The first paragraph of item 2. is <br />changed to read: <br />The Liability Coverage provided by <br />this policy applies as primary cov- <br />erage for the ownership, mainte- <br />nance, or use of your car or a <br />trailer attached to it, except while <br />your car or a trailer attached to it is <br />used in personal vehicle sharing. <br />The Liability Coverage provided by <br />this policy applies as excess cover- <br />age for the ownership, mainte- <br />nance, or use of your car or a <br />trailer attached to it while your car <br />or a trailer attached to it is used in <br />personal vehicle sharing. <br />2. MEDICAL PAYMENTS COVERAGE <br />a. Exclusions <br />(1) Exclusion 3. is replaced by the fol- <br />lowing: <br />THERE IS NO COVERAGE <br />FOR AN IS'SURT;D TN'IIO IS <br />OCCUPIEW A VEHICLE <br />WHILE IT IS RENTED OR <br />LEASED TO OTHERS BY AN <br />INSURED. This exclusion <br />does not apply to you and resi- <br />dent relatives while occupying <br />your car or a newly acquired <br />car while used in personal <br />vehicle sharing when, and only <br />if, the full amount of all availa- <br />ble limits- of all other sources of <br />medical payments coverage or <br />similar vehicle insurance that <br />apply have been paid. <br />(2) Exclusion 15. is replaced by the <br />following: <br />TTILRE IS NO COVERAGE <br />FOR AN INSURED WHO IS <br />OCCli, 1101,71? CAR OR <br />A NEA,LY ACQUIRED CAR <br />WT 111 . USED IN PERWV. <br />AL VEHICLE SHARING <br />This exclusion does not apply <br />to you and resident relatives <br />when, and only if, the full <br />amount of all available limits <br />of all other sources of medical <br />payments coverage or similar <br />vehicle insurance that apply <br />have been paid. <br />Page 1 ol'3 6126MD <br />C, Copyright, State Farm Mutual Automobile Insurance Company, 2013 <br />