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<br />,.' :¡¡ 9F7R.' 6.2004 <br />'" <br />0 <br /> <br />'-" <br /> <br />- <br /> <br />I <br />IE <br />.. <br />= <br />.. <br />I <br />I <br />i <br /> <br />I <br />-...-- <br /> <br />3:21PM <br /> <br />§ <br /> <br />" <br />u <br /> <br />We'll have the right to ihvestlgate any <br />event, offense, cl aim, or s...it to the extent <br />we believe is proper. We'll also have the <br />right to settle any craim or suit within: <br /> <br />. any applicable deductible; or <br /> <br />. the available limits of coverage. <br /> <br />NO. 293 <br /> <br />P.8/31 <br /> <br />""~....' <br /> <br />~ <br />8 <br /> <br />.. <br />t- <br />g <br /> <br />Our duty to defend protected persons ends <br />when we have used up the limits of <br />coverage th.t apply with the paym..nt of: <br />. judgments; <br />. settlements; or <br /> <br />. medicel expenses. <br /> <br />Claim means a demllnl:! that seeks damages. <br /> <br />1hoSI:II8ul <br /> <br />Our expenses. <br />Incur. <br /> <br />We'll pay afl expenses we <br /> <br />.. <br />... <br />'" <br />0 <br /> <br />. <br />~ <br /> <br />'" <br />1'1 <br />"' <br />" <br />~ <br /> <br />en <br />0 <br />OJ <br />~ <br />:! <br />8 <br />... <br />t- <br />" <br />0 <br />0 <br />u <br /> <br />Suit means a civil procseding that S881<$ <br />damages. It includes: <br />. an arbitration proceedIng for damages to <br />Which the protected person mUlt submit, <br />or submits with our consent; and <br />. any other .Iternative dispute resDlutlon <br />proceeding for damages to which ths <br />protected person submits with our consent. <br /> <br />Ball baf/ds. We'll pay up to $2,500 of the <br />cost of bell bonds that are required because <br />of accidents or violations of traffic laws. <br />But only if the accidents or violations result <br />from the use of a vehicle to which this <br />egreement applies. W. don't h'lve to fumi.h <br />such bonds. <br /> <br />Bonds to release proP6rty. We'll pay the <br />cost of bonds to release property that's <br />being used to secure a legal obligation. But <br />only for bond amounts within the evailable <br />limit of coverags. We don'[ have to furnish <br />such bonds. <br /> <br />Expenses Incurred by protected persons. <br />We'll pay all reesonable expanses that any <br />protected person incurs at our rsquest while <br />helping us Investigate or settle, Or dsfsnd a <br />protected person aSltlnst, a claim or suit. <br />But we won't PlY more than $500 per day <br />for IIIrnlng, actually lost by thl!l protecled <br />parsOn because of time taken off from <br />work, <br /> <br />Taxed costs. We'll pay all costs tô\xed <br />ag.inst any protllcted person for covered <br />Injury or damsg. In a suit. <br /> <br />Prejudgment interest. We'll pey the Int.rest <br />thet accumulates before /I Judgment and Is <br />awarded against the protected person on <br />that part of e judgment we pay. But If we <br />meke a lelllement offer to pay the avail.bla <br />limit of coverage, we won't pay the <br />prejudgmant interest that .ccumulates after <br />the date of our offer. <br /> <br />Post judgment interest. We'll pay all <br />interest that accumulates on the ful' amount <br />of that pert of a judgment for which we <br />make. payment. But only from the date of <br />the judgment t9 the date we pay, or deposit <br />in court, the limit of coverega that applies <br />to the judgment. <br /> <br />Appølll bonds. If we have the duty to <br />appeal a judgment th.t Includes damages <br />covered by this agreement, and you agree <br />we can appear that judgment, we'JI pay the <br />cost of any eppeal bond requlrsd for that <br />eppBal. aut only for that part of the <br />judgment thet is for dam ages COvered by <br />this I!Igreement and is within the eV.llable <br />limit of coverage. However, we'll PlY, or <br /> <br />~ <br /> <br />Injury or damage means: <br />. bodily injury, ParsDn!1 Injury, or <br />advertising Injury; or <br />. property dam age. <br /> <br />Offense means I!Iny: <br />. personal injury offense; or <br />. advertising Injury offense. <br /> <br />AddltlDnal paymllltr. We'll hllve the duty to <br />make only the additlonl!ll payments shown <br />below in connection with any claim or suit <br />undar this agreament against a protected <br />person when we: <br /> <br />. invesllgate or settle the claim or suit; or <br /> <br />. defend the protected person against the <br />claim or suit. <br /> <br />These paymenta are in IIddltlon to the limits <br />of Coverage. <br /> <br />Our duty to make additional payments ends <br />when we have used up the limits of <br />coverage that apply with the payment of: <br />. judgmr;!nts: <br />. settlements; or ~ 7/30 <br />. medical expenses. <br /> <br />47 Ilia Rev. 7-01 Printed in U.S.A. Ir'I$Urlng Agreement <br />IIISt.Paul Fire I!Ind Marine Insurance Co. 2001 All RIghte Re5erved <br /> <br />Page 5 of 28 <br />