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<br />'. <br /> <br />, .S¡ f)('R.. 6.2004 <br />"' <br />" <br /> <br />3:24PM <br /> <br />..~ <br /> <br />',--' <br /> <br />- <br />.. <br />- <br />!II <br />- <br />. <br />- <br />- <br />- <br /> <br />ï <br />!III <br />ii <br />- <br /> <br />IE <br /> <br />---' <br /> <br />§ <br /> <br />" <br />" <br /> <br />. protected persons; <br />. claims made or suits brought; or <br />. persons or organiations making claims or <br />bringing suits. <br /> <br />GenHr.' IDIaI IIrnlL This 16 the most we'll <br />PIlY for the combined total of: <br />. ell covlred bodilY injury and property <br />damage thet happens in a po I icy yur; <br />. all covered personal Injury ¡hilt's caused <br />by all personal Injury offenses committed <br />In a policy year; <br />. 1111 covered advertising Injury thllt's caused <br />by ell advertising injury offenses <br />committed in a policy yellr; and <br />. all covered medical e¡cpenses that result <br />from all events that happen in a policy <br />year. <br /> <br />8 <br /> <br />.. <br />§ <br /> <br />.. <br />.. <br />ro <br />0 <br /> <br />~ <br />. <br /> <br />~ <br />" <br />"' <br />... <br />~ <br /> <br />g <br />- <br />0 <br />~ <br />.. <br />" <br />0 <br />0 <br />" <br /> <br />Howevlr, we won't apply this limit to bodily <br />injury or property damage that results from <br />your products or your completed work. <br />InneBeI, we'll apply the products and <br />completed work total limit to such bodily <br />injury or property dama¡j B covered by this <br />agresment. <br /> <br />. <br /> <br />Policy year melne the policy period shown <br />in tha Introduction, or the period of time <br />ttlet thi6 ilgreemlnt iti in efflct, whichever <br />period is shorter. But when th8t period Is <br />longer thin one year. policy year mlõlllns <br />eal:h of the following periods of time that <br />this IJgreement iti in effect. starting with the <br />beginning date of this agreemlnt: <br /> <br />. Eleh consecutive oneo.yeer period. <br /> <br />. Any period that remeíns efter the Isst <br />consecutive one-yeer period. <br /> <br />However, if the original policy period shown <br />in the Introduction is extended for a period <br />of les"" then one year. we'll consider IDch <br />such extended period to ba part of the lISt <br />polley year, regardless of th. number of <br />extensi ons provided. <br /> <br />~/3/~Ò <br /> <br />Your origInal polIcy perIod Is two years <br />and nJ~ months long. As a result, It h~s <br />three policy years. each one separate from <br />thB other. The first is the first one-year <br />ptlriod. The second Is the next one-year <br />period. And the third i$ the remaining <br />nine-month period. <br /> <br />For e¡cemple: <br /> <br />NO. 293 <br /> <br />P.14/31 <br /> <br />1IIoSI'RIul <br /> <br />During the third policy year you request. <br />and we prfWlde. twD separate extensiDns of <br />the policy pf1riod: ð threa-month ex1tJ11slon, <br />and then a four-l1J(Jnth extension. As a <br />result, the third policy year b8CO(T1tJs <br />sixteen months long and ;s still subjf1Ct to <br />the same limits of coverage th8t applies <br />when It was nine months long. <br /> <br />We explain the products and completld work <br />total limit, IInd the terms your products enel <br />your completed work, in the Products and <br />completed work total limit section. <br /> <br />Products and completed work tDtal IimlL This <br />Is the most we'll pay for all covered bodily <br />injury and property damsge that: <br />. results from your productti and your <br />completed work; and <br />. happens In 8 policy year. <br /> <br />Your prOducts means eny of the goods or <br />produets that ara or were manufactured, <br />sold, hilndled, distr Þ~ed, or diSpDtied of by: <br />. you: <br />. oltlers using your nil me; or <br />. any person or orgsrllutlon whose business <br />Or .ssets you've acquired. <br /> <br />Your produCtS inl:ludes: <br /> <br />. all containers, eQuipment, materials, or <br />plrts providsd with or for your products; <br />. any warranty provided with or for your <br />produ<>ts: <br />. eny statement made, or that should hsve <br />been mede, about ths durlJÞility, fitness, <br />handling, maintenance, operation. <br />performance, quality. safety, or use of <br />your products; and <br />. 1111 warnings, Instructions, or directions <br />provided, or thet should heve been <br />provided, with or for your produQts. <br /> <br />aut we won't Qonsider tha fOllowing to ba <br />your productti: <br />. Goode or products that Ire stili In your <br />phyçlcel possession or on 51 premise. thlt <br />you rent, InlSe, or borrow from others, or <br />own. <br /> <br />. Rel!l property. <br />. Containers that ere vehicles provided with <br />or for your products. <br />. Property thai's rented or leassd to others. <br /> <br />47150 Rev. 7-01 Printed In U.S.A. Insurin; Agreement <br />OSt.Paul Fire and MBrine Insurance Co. 2001 All Ri\1hts Reeerved <br /> <br />PS\1e " of 28 <br />