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<br />Pollution inJury Dr daml ll. We won't cover
<br />Injury or damage Or medlclIl expBn~O¡5 thlll
<br />re5u\t from pollution at, on, In, or from any:
<br />. protected person's premi5Bs;
<br />. waste site; Or
<br />. protected parson's work sits.
<br />
<br />Nor will we cover injury or damage or
<br />medical expenses thllt re5ult from pollution
<br />involving any Waste pollutlnt.
<br />
<br />'j,. U.,j/Jg - -'(,511. NO . 293
<br />/'''/: I'.JÖ"
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<br />P.26/31
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<br />But We won't apply this exclusion to bOdily
<br />injury. property damage, or medical expenses
<br />thllt r..ult from:
<br />. building heating equipment fumøs, smoke,
<br />soot, or Vllpors;
<br />. contrllctor or service work materlllls
<br />fumss, gsses, or vapors:
<br />. hostile fir. heat. fumes, or smoke; or
<br />
<br />. mobile equipment operating fluIds.
<br />
<br />Nor will we apply thIs exclusion to:
<br />. bodily Injury or property dam.se that
<br />rasults frDm your products or your
<br />completed work, other than WlIst. products
<br />Or completed work; or
<br />. premlsas dllm~ge that results from fire.
<br />
<br />'I1NStHIuI
<br />
<br />from the release of that asbestos, We
<br />wont COlIer sllch Injury.
<br />
<br />Another example:
<br />
<br />You own an ap/lrtment building. Its
<br />woodwork Is finished with paint thBt
<br />contaIns lead. Two of your renters Sue you
<br />for bodily injllry to their children allegedly
<br />caused by the lead in thøt ¡J8lnt. The
<br />children supposedly consumfKI the learl by
<br />eating chips at the paint from the windWl
<br />sills In their apartfTHJnts. We won't cover
<br />such Injury.
<br />
<br />But we wc>n't consider a ¡¡remins, site, or
<br />loc!ltlor] that isn't owned, rent lid. la8sed,
<br />borrowed, or occupied by you to be a
<br />protected parson's prem ises in connection
<br />with pOllution that results from YOur work
<br />being performed there. For example:
<br />
<br />You are hlrtJd b¡ the OWflllf of a premises
<br />to perform work there. rhe premises
<br />owner "quires you to provide it with
<br />Insurance protection for that worlc. We do
<br />so with an Bdditiooal protscted persoo
<br />endOf$ement IInder this agreement. Your
<br />work beIng perfor/T1t!d on that premises
<br />causes pollution injury or damage to
<br />happen there. Even though that premises Is
<br />owned by an 8dditional protected ¡JÐrson,
<br />we wont consider that premises to be a
<br />protected per sods premises for purposes of
<br />determining your coveraglt1, or the premlsfJs
<br />owners coverage. for that injury or damage
<br />under this agreement.
<br />
<br />Waste site mallns any premises, sit.. Or
<br />loclltlon thllt Is or WIIS lit any time used by
<br />or for any protected person or othars for
<br />the handling, storege, disposal. processing,
<br />or trelltment of waste. I'or example;
<br />
<br />For several years waste generated by your
<br />manufacturIng business was disposed of in
<br />a IBlldfill owned by others- ThfJ landfill
<br />WBS closed two years ago. Nearby
<br />residents IJOW allege that theyre being
<br />injured by the wllste from there. Wet
<br />wont erNer sllch injllry.
<br />
<br />Protected person's work site ma!lns any
<br />premises, sltl. or locltlon .t. on, or in
<br />which work Is being p.rfOrrned by Dr for
<br />any protectld person when:
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<br />PollutIon means any actulIl, alleged, or
<br />thre~tened discharge, dlsperSllI, eS~liIpe,
<br />migration, release. or seepage of eny
<br />po lIutent.
<br />
<br />Pollutant means eny so lid. liquid, gueous,
<br />or tharmal irritllnt or contllminant, Including:
<br />
<br />. smoke, vllpors, soot, fumes;
<br />. !lclds, alk.lis, chemicals; IInd
<br />. WElste.
<br />
<br />Waste ¡"cludes meterlllls to be recycled,
<br />recondItioned, or reclaimed.
<br />
<br />Protected persorts premises mellns eny
<br />premises, site. or location thllt II Or Was III
<br />any titTle owned, rented. leased, borrowed,
<br />Or occupied by any protected person. For
<br />example:
<br />
<br />You sold an office buildIng two years ago.
<br />It contains asbe~DS ceiling tile that
<br />released asbestos Into thd ilir while YOII
<br />owned It. A former tenant now sues you
<br />for bodily injury that tJllegedly resulted
<br />
<br />47150 Rev. 7-01 Printed in U.S.A. Insuring Agreemant
<br />GSt.Pllul Fire end Marine 'n.urance Co. 2001 All Flights Reserved
<br />
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