APPRISS INC. f/n/a VINE COMPANY 1C - 2004

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'.' m ~¡SR. 5.200<1 '" c .~ ""'~~J/ - ...... III - I . III . I - - - . - - ,-,,' 3:29PM g 0 .. <.J U testing for, transporting, or tre~ting any polluunt at. on. or in II waste site. ~ 8 We explain the terms: . mobile equlpmant In the Mobile equipment exclusion; . pollution work In the Pollution work loss. cost, or expense exclusion; . premius damage in the Elllch allant limit section; and . your products, your work, and your completed work In the Products and completed work total limit section. PDllutlan work lOIS, cost, or expensB. We WDn't cOlier soy loss. cost. or expense that results from; . any request. demllnd. order. Dr statutory or re!ilullStory requirement tl1111 ",ny protected person or others perform pollution work: or ... § .. - '" 0 '" . "' It> LI1 '" ~ " 0 2 ~ .. .... .. 0 0 <) . Bny clBlm or suit by or for "ny govsrnmental lIuthority for darnages th~t result from the þerforrnllnoll of pOlhJtion work. . But we won't apply this exclusion to any dlllmag8s for property damage for which the proteoted person would have liability without such: . request, demand, order. or sututory or regulatory requirement; or . claih'1 or suit. For example: One of your products is B contBilJllr thBt may be used to store Vilrlous types of liquids. Severøl of those containers are sold to a compalTf that uses them for stor«gt1 of « chtJmlcal In Mt1 of Its warehouses. During such use one of them ruptures and the chemÙ;al spills onto a concrete floor. Some of the spilled chemical seeps Into the ground through a gap between the floor and IJI adjoining wall. The CLlstomer illleges that the corrosive effect of the spillød chemical causød parts of the concrete floor to disintegrate. making them unusable. As a result, he dBmands that you pay the cost to replace NO. 293 P.28/31 11JeStRIul those parts of the flDOT and properly dispose af any contaminated concrete. Also, the customer Is concerned thllt the spilled chemical that seepød into the ground may be considered a source of pollution by tKI jacent property ownørs ()( by a state erwlronmental protection law. As II result. he also demands th8t VOU pay the cost to replace and properly dlsjXJSe of any contaminated soil. Based on the facts available to us. we'" consider the' cost to replscs the disintegrated parts of the concrete floor to be damages for property damage that isrit subject to this exclusion. Hawever, we won't ewer: . the Bdditlonal cost to properly dispose at any contamInated concrete: or . the cost to replace or proJN1rly dispose of ÐI1'ý contaminated soil; regardless of who demands or requires that such pollution work be done. Pollution work muns: . the testing for. monitoring, cleaning up, rlmoviog, (;ontaining, trllltlng, detoxifying. or neutralizing of Iny pollutant; or . ttle responding to. or asussing, in any way the effects of any pollutant. For example: A chemical spill at your manufacturing facility releases a vapor cloud. Swsraf hundred people are exposed to tn. VIIpot' cloud before It dIsappears. None rJf them sqst,sin any ilppar,nt bodily injury. Ht'N/ever, several of them demand that you arrange and pay for medical Checkups now, and yearly for the next ten YHTS. to suess thB efñlct of the vapor cloud on their health. We won't COileI' the c(J$f of suah pollution work, regardless of who orders or ptJrfarms it. We explain the terms: . pollutant In the Pollution injury or damage e"clU!~loTl: ¡lnd . your product$ ill the ProducU and completld work total limit section. ',JQP 2. > /] I) (7-':)'..) 47TSO Rev. 7-01 Printed In U.S.A. Insuring Agreement OSt.Paul Fire and Marl.,! Insurance Co. 2001 All Rights Reserved PIIIIB 26 of 28