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<br />, ' ¡¡j APR. . 6.200<1
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<br />3:21PM
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<br />t~nglb'l property of others to heppen befOre
<br />this agreement begins if such continuation,
<br />chlnge, or resumption would othBrwi$l Þe
<br />covered by this agreement because of I
<br />continuous. multiple, or other coverage
<br />tri9ger required under the law that applies.
<br />
<br />Of course. if there's a continuation. change,
<br />or resumption, after this IIgr!!lement ends. of
<br />physical damllge to tllnglble property of
<br />others thlll:
<br />
<br />. isn't previously known physical d8mege to
<br />tengible property of others; and
<br />
<br />. happens while this agreement Is ¡11 effect;
<br />
<br />we'll consider such continuation, chengl, or
<br />resumption to slso happen while this
<br />8greement is in effect If Ihat would be the
<br />result becauIII of a continuous, multiple, or
<br />other coverage trigger required under the law
<br />that applies.
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<br />We'll consider all loss of use of:
<br />. damllged tangible property to hllppen lit
<br />the time of the phYlical damagl that
<br />caused It; and
<br />. undamaged tangible property to happen et
<br />the time of the event that ceused It.
<br />
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<br />
<br />rang;ble prOpðrty does not include date.
<br />
<br />Pr~vlOllsly kl10Nn pfr.¡sical damage to
<br />tBIIgible property of others means physical
<br />damllge to tangible property of others that
<br />happened before tl'! Is agreement begins and
<br />was known by you or any described
<br />individual protected person before thii
<br />agreemlnt begins as 8 reiult of any of thl
<br />following at that time:
<br />
<br />. You or any described individual proteCted
<br />persDn reporting all or part of that
<br />property damage to us or ilny other
<br />insurer.
<br />
<br />. You or eny described InClivldual protected
<br /> :Ierson receiving e claim or suit for ell or
<br />psrt of that prDperty damllge.
<br />. Any describad Individual protected person
<br />witnessing, or being told of, the beginning,
<br />Or any change. cOhtinuetion, or re5umptloll.
<br />of ell or part of that property damege.
<br />
<br />NO. 293
<br />
<br />P.6/31
<br />
<br />1hI$flllut
<br />
<br />. claim IInd suit in the Right and duty to
<br />defend II protected person secUDn;
<br />. executive officer and other orgllnization in
<br />the Corporation Dr other organization
<br />section; and
<br />. employee in the Employees and volunteer
<br />workers section.
<br />
<br />Pllrsonal InJurv liability. We'll pay emounts
<br />any protected person is legally required to
<br />pay as dllmages for covered personal injury
<br />that:
<br />
<br />. results from your business activities; and
<br />
<br />. Is caused by a personal Injury offense
<br />committed while this agreement is in
<br />effect.
<br />
<br />Personal inJufY meens injury, other than
<br />bodily Injury or edvertlslng Injury, t¡'~t's
<br />c~used by a personal inj lIry offense.
<br />
<br />PerSOllBf inJufY offense means eny Of the
<br />following offenses;
<br />. Felse errest, d.tention, or imprisonmant.
<br />
<br />. MeliclDus prosecution.
<br />. Wrongful entry Into, Or wrongful eviction
<br />from, II room, dwelling, or premises that II
<br />person occupies, If such entry or eviction
<br />is committed by or for the ¡andlord,
<br />lessor, or own.r of that room, dwelling,
<br />or premises.
<br />. Invllsion of the right Of private occupancy
<br />of a rODm, dwelling, or pramlses th~t a
<br />person occlIpies, It such illves ion is
<br />committed by or for the lendlord, lessor,
<br />or owner of thet room, dwelling, or
<br />premises.
<br />. Libel, or slander, In or with covered
<br />material.
<br />
<br />. Meking known to IIny person or
<br />orgll11ization coverld materllll that
<br />displlreges the buslnElss, premises,
<br />product., services, work, or completed
<br />work of others. .
<br />. Makinlil known to .ny person or
<br />orgBniz~tion covered mllterlal that viDI~tes
<br />e pInon's right of privacy.
<br />
<br />EVtJnt means an IIccident, including
<br />continuous or replllted exposure to
<br />substantially the same liIeneral hllrmful
<br />c:ondltlons.
<br />
<br />Covered fTJlIt,riaf means any mnerllll in any
<br />form of expression. including materiel m.da
<br />known in Or with any electronic means Of
<br />communi clition. such liS thl Intomat.
<br />
<br />5/3Ò
<br />
<br />We exple'n the terms:
<br />
<br />7&J
<br />
<br />47150 Flev. 7-01 Printed In U.S.A. Insuring Agreement
<br />.St_Pllul Fire end Mllrlnll InRu...n,,,, Co- 2001 All Rioht" RA'''''ved
<br />
<br />PaD" :3 0' 2!1
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