URBAN GRAFFITI ENTERPRISE 1 - 2004

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From: Patricia King Át: iSU-Fuiíerton insurance Ágency FaxID: To: Laura ) . ' Date: 5ii ii2004 i i :38 ÁM Page: 2 of 2 .' b. If a claim is made or "suit" is brought against any insured, you must: (1) Immediately record the specifics of the claim or "suit" and the date received; and (2) Notify us as soon as practicable. You must see to it that we receive written no- tice of the claim or .suit" as soon as practica- ble. c. You and any other involved Insured must: (1) Immediately send us caples of any de- mands, notices, summonses or legal pa- pers receIved in connection with the claim or "suit"; (2) Authorize us to obtain records and other iniormation; (3) Cooperate with us in the investigation or settlement of the claim or defense agaInst the .sult"; and (4) Assist US, upon our request, In the enforce- ment of any right against any person or organization which may be liable to the in- sured because of Injury or damage to which this insurance may also apply. d. No insured will, except at that insured's own cost, voluntarily make a payment, assume any obligation. or incur any expense, other than for first aid, without our consent. 3. Legal Action Against Us No person or organization has a right under this Coverage Part: B. To Join us as a party or otherwise bring us into a "suit" asking for damages from an insured; or b. To sue us on this Coverage Part unless all of its terms have been fully complied with. A person or organization may sue US to recover on an agreed settlement or on a final Judgment against an insured; but we will not be liable for damages that are not payable under the terms of this Coverage Part or that are In excess of the ap- plicable limit of insurance. An agreed settlement means a settlement and release of liability signed by us, the inSLJred and the claimant or the claim- ant's legal representative. ./~)v,( ;; ->/3 4. Other Insurance If other valid and collectible Insurance is available to the insured for a loss we cover under Coverages A or B of this Coverage Part. our obligations are limited as follows: a. Primary Insurance This insurance is primary except when b. be- low applies. If this insurance Is primary, our obligations are not affected unless any of the other insurance Is also primary. Then, we will share with all that other insurance by the meth- od dœcrlbed in 1::. below. b. Excess Insurance This Insurance is excess over: (1) Any of the other insurance, whether pri- mary, excess, contingEmt or on any other basìs: (a) That Is Fire, Extended Coverage, Builder's Risk, Installation Risk or simi- lar coverage for "your work"; (b) That is Fire insurance for premises rented to you or temporarily occupied by you with permission of the owner; (c) That is insurance purchased by you to cover your liability as a tenant for "property damage" to premises rented to you or temporarily occupied by you with permission of the owner; or (d) If the loss arises out of the mainte- nance or use of aircraft, "autos. or watercraft to the e)((ent not subject to Exclusion g. of Section I - Coverage A - Bodily Injury And Property Damage liability. (2) Any other primary insurance available to you covering liability for damages arising out of the premises or operations for which you have been added as an additional in- sured by attachment of an endorsement. ""'^AAn..."'^4 ("'I"\nu.lnht I~n PrnnArtiRS. Inc-- 2000 Page 11 of1B