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LIABILITY, Paragraph 2. Exclusions is replaced with: Exclusions e. through n. do not apply to damage by fire, lightning, explosion or sprinkler leakage to premises while rented to you or temporarily occupied by you with permission of the owner. A separate limit of insurance applies to this coverage as described in LIMITS OF INSURANCE (Section III). C. SECTION IV -COMMERCIAL GENERAL LIABILITY CONDITIONS, Paragraph 4. Other Insurance, Item b.(1)(b) is replaced with: (b) That is Fire, Lightning, Explosion or Sprinkler Leakage insurance for premises rented to you or temporarily occupied by you with permission ofthe owner; or D. SECTION V - DEFINITIONS, Item 9.a. is replaced with: a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire, lightning, explosion or sprinkler leakage to premises while rented to you or temporarily occupied by you with permission of the owner is not an "insured contract"; E. This Broadened Coverage is subject to all the terms of SECTION IH - LUMTS OF INSURANCE. F. 'Ibis Broadened Coverage does not apply if Fre Damage Liability of COVERAGE A (SECTION 1) is excluded either by the Declaration to this Coverage Part or by an endorsement to this Coverage Part. 6. BROADENED MEDICAL PAYMENTS A. The following provision is added to Paragraph 7. of SECTION III — LIMITS OF INSURANCE: The Medical Expense Limit shall be the greater of: b. $10,000;or b. The amount shown in the Declarations for Medical Expense Limit. C. This above Medical Expense Lunit does not apply if COVERAGE C. MEDICAL PAYMENTS is excluded either by the Declaration to this Coverage Part or by an endorsement to this Coverage Part. 7. BROADENED SUPPLEMENTARYPAYMENTS Under SECTION I - SUPPLEMENTARY PAYMENTS - COVERAGES A AND B, Paragraphs 1.(b) and 1.(d) are replaced with: b. Up to $1,000 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to famish these bonds. d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit," including actual loss of earnings up to $500 a day because of time off from work. 8. BROADENED NEWLY ACQUIRED OR FORMED ORGANIZATION A. SECTION H - WHO IS AN INSURED, Item 4.2. is replaced with: a. Coverage under this provision is afforded only until the 120th day after you acquire or form the organization or the end of the policy period, whichever is earlier. 9. BROADENED NON -OWNED OR CHARTERED WATERCRAFT OR AIRCRAFT SECTION I - COVERAGES, COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY, Paragraph 2.g. is replaced with: g. "Bodily injury" or "property damage" arising out of the ownership, maintenance, use or entrustment to others of any aircraft, "auto" or watercraft owned or operated by, or rented or loaned to, any insured. Use includes operation and "loading or unloading". This exclusion does not apply to: (1) A watercraft while ashore on premises you own or rent; (2) A watercraft you do not own that is: (a) Less than 51 feet long; and B. This Medical Expense Limit is subject to all the (b) Not being used to carry persons or terms of SECTION III - LU43TS OF property for a charge; INSURANCE. (3) Parking an "auto" on, or on the ways next to premises you own or rent, provided the "auto" is not owned by or HSCG 00 0107 00 Includes copyrighted material of Page 3 of 9 Insurance service O)Tlcm, with its permission