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a. The United_ States of America (including its territories and possessions), Puerto Rico; Canada, Bermuda, the Bahamas,"The Cayman Islands, and the'British Virgin Islands; 11. ..Personal and Advertising Injury - Contractual UnIcss personal and advertising injury is excluded from this policy the following applies: SECTION I - COVERAGES, COVERAGE B, 2. Exclusions, item e., is deleted. 12.. fellow Employee Coverage MTION II - WHO IS AN INSURED, 2.a., it(1) is replaced by the following: (1) Personal and... advertising injury; However, subsections (a), (b), (c) and (d) of item' (1) r=aairi unchanged. 13. , Bodily. Injury Definition - Broadeped SECTION V - DEFINITIONS, 3. Bodily Injury -is replaced by the following: Bodily injury means bodily injury, sickricss, or. di- sease sustained bya person including death or mental anguish resulting from any, of these at any time. Mental anguish means •any .type of mental or emotional iLrie.ss or disease. 14. Unintentional Failure to Disclose Hazards SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, ite3n.6. Rcprc,-, to-. tions, the following is added: r� d. If you unintentionally fail to disclose any ha- zards existing at the inception date of this policy, we will not deny coverage under this Coverage Form because of' such failure. However, this provision does not affect our ziaht to collect additional.pre=iium or exercise our right 'of cancellation or non -renewal. 15. Supplementary Payments - Increased Limits SECTION I - COVERAGES, SUPPLEMEN- TARY PAYMENTS - COVERAGES 'A AND B, items I.b. and Ld., are replaced by the follow- ing: b. The cost of bail bonds required because of accidents or traffic law -violations ansina out Of the use of any vehicle to which the Bodily CG715S I2-03 tncludet copy i„a[ed m.stcri3l of Insurance Services a ice, Inc. with iti oe-ision. Injury Liability Coverage applies, We do not have td-furnish these bonds. d. All reasonable expenses incurred- by the in- sured at •our request to assist us'. in' iht: inves- tigation or defense of the claim or sult, including substantiated loss of earnings up to $500 a day because of time off from work., 16.'. Duties in the Event of an Occurrence, Offense, CIaim, 6e Suit - Amended SECTION IV COMMERCIAL GENERAL LLABILITY CONDITIONS, items 2.a. and 2.b., are replaced with the following: a. You must see to it that we or any licensed agent of ours are notified of a General Liability occurrence or offense which may re- sult in a claim as soon as practicable after it becomes known to: (1) You, if you are an individual.; (2) Your partner or member, if you are a partnership or joint yen,turc; (3) Your member, if you are a limited liabil- ity company; (4) Your •executive officer if you are an or- gatiization other than a partnership, joint ' venture or limited liability company; or (5) Your authorised representative cr.insur,- suet rnanaor :Kno.wledge of an occurrence or offense'by persons other than those listed above does not imply that those listed above also -have such knowledge. b. To the cxtemt possible, notice should include: (1) How, when, and where the occurrence or offense took place; (2) The names and addresses of any injured persons and witnesses; and (3) The nature and location of any injury or damage ansing out of the occurrence or offense_ 17. Non Employment Discrimination Liability Unless personal and advertising injury is excluded from this policy the following applies: Page 5 of 6