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a. The Lni:ed States of America (i:.c:uding its tarrtories and possessions), Puerto Rico, Canada, Bermuda, the Bahamas, The Cayman Islands, and the British Virgn Islands; 11...Personal and Advertising injury - Contractual Unless personal and advertising injury is excluded from this policy the folicwirro applies: SECTION I - COVERAGES, COVERAGE B, 2. Exclusions, item e-, is deleted. 12. Fellow Employee Coverage SECTION II - WHO IS AN INSURED, 2.a., item (1) is replaced by the following: (1) Persnnal and advertising injury: However, subsections (a), (b), (c) and (d) of Sttm (1) remain unchanged. j� 13. Bodily Injury Definition - Broadened SECTIOI\ V - DEFINITIONS, 3. Bodily Injury (\ is reoiaced by the following: �Y Bodily injury means bodily injury, sickness, or. di- sease sustaL'1ed by -a .person including death or mental a: aguish resultiz:o from any of these at any a . time. Mental anguish means any .type Of taental '- or emotional illness or disease. 14. Unintentional Failure to Disclose Hazards SECTIOl\ IV - COMMERCLAL GENERAL LLABILITY CONDITIONS, item6. Represcra tions, the following is added: d. If you uniateudoually fail to disclose any ha- zards existing at the inception date of this Policy, we will not deny coverage under this Coverioe Form because of such failure. However, this provision does not at=ect our to collect additional orevoium or exercise our right of cancellation or non -renewal. li. Supplementary Payments - Increased Limits SECTION 1 - COVF,RAUES, SUPPLEMEN- TP_RY FAYMRNITS - C:OV RAGPS A AND B, items l.b. and l.d, arc replaced by the follow- b. The cost of bad 'ponds mean red because of - accidents or teak 1_w vioia:ions ar-sing out of the use of any vehicle to which the BcdEy cc?ss !=-es �•d Irjury Uabiity Coverage applies. We do not have to fu-nis'n these 'bonds. d. All reasonable expenses incurred by the in- sured at our request to assist us in the inves- tigation or defense of the claim or .Suit, including substantiated loss of earnings up to 1500 a day because of time off from mark. lo'.Duties in the Event of an Occurrence, Offense, Claim, or Suit - Amended - SECTION :V COMMERCIAL GENEIL=-L LIABILITY CONDITIONS, items 2.a. and 2.b., are replaced with the following: a. You must see to it .hat we or any -licensed agent of ours are notified of a General , Liability occurrence or a$ense which may rt�- suit in a claim as soon as practicable after it becomes known to: (1) You, if you are an individual; (2) Your partner or member-, if you are a partnership or joint venture; (3) You: member, if you are a limited Iiab2- iry company; (4) Your executive officer if you are an or- eanization other than a partnership, joint venture or limited liability company; or (5) Your authotiied representative or inzar- ance manager. Knowledge of an occurrence or offease'by persons o+tier than those listed above does not ir✓p'.y that those listed above also have such etnow1^d2t- b. To the extent possible, notice should include: (1) How, whoa, and where the occurrence or offcase took place; (�) The names and addresses of any injured persons and w unesses; and (3) Too nature and laca.ioa of any =jury Or da-mage ansing ou: of the occurrence or offense. 17. Non Employment Discrimination Liability } Unless person:-[ and advertsing iaiury is excluded from this policy th_ following acpLes: d62.20 90 61 deW