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<br />IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement( s). <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and conditions ofthe policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer(s), authorized representative or producer, and the certificate holder. nor does it <br />affirmatively or negatively ameQd, extend or alter the coverage afforded by the policies listed thereon. <br /> <br />...,.,Jf <br /> <br />AY""-');" -. /. , <br />1- ,i':, ~...JI o-~.j .. ^ <br /> <br />I'.) <br /> <br />~ ?-Ie <br />" .~.".._. <br />"'. ..., <br />- llra St~tl ;)l._...._I.v <br />rt;:H Cirv i\tln~- '\ <br /> <br />ACORD 25 (2001/08) <br />