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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder In lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in Ileu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer(a), authorized representative or producer, and the certifI to holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />ACORO 25 (2001108) <br />M 'd 'ON XdJ Wd 1d:60 162 b00Z-H-A W <br />