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<br />- <br /> <br />IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(sl. <br /> <br />If SUBROGATION IS WAiVED. subject to the terms and conditions of the poilcy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the c:ertlf1cate <br />holder in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of insurance on the reverse side of this form does not constitute a contract between <br />lhelssuing insurer(s), authorized representative or producer. and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or a~er the coverage afforded by the policies listed thereon. <br /> <br />"'CORD 25 (2001/08) <br />