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<br />12/01r2006 11:51
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<br />5205119667
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<br />If more than one ~mit of insurance under this
<br />poley and any endorsements attacl1ed theretO
<br />appHes to any Claim or "suit", ll1e most we will pay
<br />under this policy and the endotSeltl!!nts is the
<br />single highest limit of liab'-liIy of all coverages
<br />applicable to sucl1 claim Qf "sulf'. However, this
<br />paragraph does not apply to the Medical Expenses
<br />Iimil set forth In Paragraph 3. alloW.
<br />The umts of lnsuranOe of this ~ Part apflIy
<br />sep8lalely to eatf1 COI1Sl!aIfi\Il! amual period and to
<br />any l"ellIlIinQ;I period of _1Ilan 12 moltlhs. slal1ing
<br />will the begiMIng of \I1e poicy period shown In the
<br />DeClarations, unless the policy period is el(Iended
<br />aIer tssuance for an addiIIonal period of leSS 1Ilan 12
<br />rnonlhs. In thIll case, Ille ..ckIIb IaI period wi! be
<br />de$med part ofllle Ia9t P,.....lll period for purposes
<br />ofu..o..lIliling the I.ltr01S ofinsumnOe-
<br />E. UABIUTY AND MEDICAL exPENSES
<br />GENERAL CONDIl10NS
<br />
<br />1. Bankruptcy
<br />Bankruptcy or insoMlncy of the insured or of
<br />the Insured's esla1e will not relieve US 01 our
<br />obligations under1l1is CovenIge Part.
<br />2. Dutle$ 111 TIle Event Of Oc:c1llTellCe,
<br />Offense. Claim at Suil
<br />a. Notice Of Occumnce at Offi!nse
<br />You 0/' any addi!iollQl ilsured must see 10
<br />a that we are notified as soon as
<br />ptilcticable of an "ocanrence" or an
<br />offense whicll may resuft in a claim. To
<br />the elCIent possible, notice should indude:
<br />(1) How, wlteO.aI1Cl whet'e tile "occwrence"
<br />or oMlnse 1ll<lIc plaCe;
<br />(2) 1l1e names and addresses of any
<br />Injured pel'SOns.and wilne5Ses; and
<br />(S) ilIe nature and location of any injul)'
<br />Or damage arising out of the
<br />.occurrenw" or offense.
<br />b. Notice Of Claim
<br />If a Claim is made or 'suit." is brought
<br />against any insured, you or any additional
<br />insured must:
<br />(1) Immedia1e1y record the speeifics oflhe
<br />claim or "sulf' and the dale receiVed;
<br />and
<br />(2) Notify us as soon as practicable.
<br />You or any add.lonal ilsured must see 10
<br />a that we receive a w1itten notice of the
<br />claim or "suil" as soon as practicable.
<br />c. AsSistance And cooperation ot.i'P"
<br />Insured
<br />You and any other involved insured must:
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<br />PAGE 06/06
<br />
<br />BUSINESS UABUJTY COVERAGE FORM
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<br />(1) Immediately send us copies of any
<br />demands, notices, summonses or
<br />legal papen; received in connection
<br />with the Claim or "suU";
<br />(2) Authorize US to Obtain records and
<br />other inf<>lTTlation;
<br />(3) Cooperate with us in the investigation,
<br />seuklmenl of the claim or defense
<br />against the "suil"; and
<br />(4) Assist us, upon our request, In the
<br />enfon:ernent of any light against any
<br />person or. organil:ation that may be
<br />liable 10 the insured because of injUry
<br />or damage to whioh this ilsurance
<br />may alSO JlPIlIY.
<br />d. Obligations At The lnSureers Own Cost
<br />No ins&nd will, elCt:epI: 1111hallnsured's own
<br />cost. IIllluntalIly make a pa~ assume
<br />any obligation, or IncUr any expenoe, other
<br />than 10rirst aid, .wlhOut our consent
<br />e. Additional Insured's OCher insUJllllce
<br />If we cowr a Claim 0/' "suit" under this
<br />Coverage Part that may also be oavered
<br />by other inSurance available 10 an
<br />additional inSured, such acIditiOnal insured
<br />must submit such efaim or "suit" to Ille
<br />other insurer forderense and indemniy
<br />Howewr. this proyision ~oes not apply 10
<br />the extent that you have agreed in a
<br />wrIlIen contract, wrIlIen agreement or
<br />permit thai !hi!! insurance is pIImary and
<br />non-conllibutOlY with the additional
<br />insUred's own insurance.
<br />f. Knowledge Of An occurrence, Olfense,
<br />Claim Or Suit
<br />Paragraphs a. and b. apply to you or to
<br />any addltlonal insured only when sUCh
<br />.occurrence", offense, Claim or "suit" is
<br />known to:
<br />(1) You or any additional insured that is
<br />an Individual;
<br />(2) Any partner, if you or an additional
<br />inSured is jl pertnership;
<br />(3) Any manager, If you or an additional
<br />Insured is a limited liabllily company;
<br />(4) Any "executive ofIicer" or inSurance
<br />manager, if you or an additional
<br />insured is a corporation;
<br />(5) Any trustee, if you or an addttional
<br />',"_, ,~'dQ~~fd is B trust; or
<br />.(&)- Any elected or appointed ollicial, if you
<br />or an addUlonal insured is a political
<br />~ullclMsion or public entity.
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<br />Page 15 of 24
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