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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the olicy(ies) roust be endorsed. A statement <br />,n this certificate doses not counter rights to the certificate holder in lieu of such endorsernent(s). <br />If SUBROGATION IS AI )ED, sub)eet to till:` Urns and conditions of the policy, certain policies may <br />nxiiArex an ando se;rnent. A statement on this vertiticate does not writer rights to the c ortificate <br />holder i lieu of such endorsarnent(s). <br />DISCLAIMER <br />i he iUartlfiff-ate of Insurance on the; reverse side of this form does not constitute a contract between <br />the €ssw g insurer s), authorized ropr�senllfive ur producer, and the certificate hok.for, nor does it <br />affirmatively or negatively ez mend, extend or ater the coverage afforded by the policies €fisted the; san <br />ACORD 25 (2001/08) <br />