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WC 00 00 00 B WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY <br />(Ed. 7-11) <br />F. Other Insurance <br />We will not pay more than our share of damages <br />and costs covered by this insurance and other <br />insurance orself-insurance. Subject to any limits <br />of liability that apply, all shares will be equal until <br />the loss is paid. If any insurance orself-insurance <br />is exhausted, the shares of all remaining insurance <br />and self-insurance will be equal until the loss is <br />paid. <br />G. Limits of Liability <br />Our liability to pay for damages is limited. Our <br />limits of liability are shown in Item 3.B. of the <br />Information Page. They apply as explained below. <br />1 Bodily Injury by Accident. The limit shown for <br />"bodily injury by accident-each accident" is <br />the most we will pay for all damages covered <br />by this insurance because of bodily injury to <br />one or more employees in any one accident. <br />A disease is not bodily injury by accident <br />unless it results directly from bodily injury by <br />accident. <br />2. Bodily Injury by Disease. The limit shown for <br />"bodily injury by disease-policy limit" is the <br />most we will pay for all damages covered by <br />this insurance and arising out of bodily injury <br />by disease, regardless of the number of <br />employees who sustain bodily injury by <br />disease. The limit shown for "bodily injury by <br />disease-each employee" is the most we will <br />pay for all damages because of bodily injury <br />by disease to any one employee. <br />Bodily injury by disease does not include <br />disease that results directly from a bodily <br />injury by accident. <br />3. We will not pay any claims for damages after <br />we have paid the applicable limit of our <br />liability under this insurance. <br />H. Recovery From Others <br />We have your rights to recover our payment from <br />anyone liable for an injury covered by this <br />insurance. You will do everything necessary to <br />protect those rights for us and to help us enforce <br />them. <br />I. Actions Against Us <br />There will be no right of action against us under <br />this insurance unless: <br />1. You have complied with all the terms of this <br />policy; and <br />2. The amount you owe has been determined with <br />our consent or by actual trial and final judgment. <br />This insurance does not give anyone the right to add <br />us as a defendant in an action against you to <br />determine your liability. The bankruptcy or <br />insolvency of you or your estate will not relieve us <br />of our obligations under this Part. <br />PART THREE <br />OTHER STATES INSURANCE <br />A. How This Insurance Applies <br />1. This other states insurance applies only if one <br />or more states are shown in Item 3.C. of the <br />Information Page. <br />2. If you begin work in any one of those states <br />after the effective date of this policy and are <br />not insured or are not self-insured for such <br />work, all provisions of the policy will apply as <br />though that state were listed in Item 3.A. of the <br />Information Page. <br />3. We will reimburse you for the benefits required <br />by the workers compensation law of that state <br />if we are not permitted to pay the benefits <br />directly to persons entitled to them. <br />4. If you have work on the effective date of this <br />policy in any state not listed in Item 3.A. of the <br />Information Page, coverage will not be afforded <br />for that state unless we are notified within thirty <br />days. <br />B. Notice <br />Tell us at once if you begin work in any state listed <br />in Item 3.C. of the Information Page. <br />PART FOUR <br />YOUR DUTIES IF INJURY OCCURS <br />Tell us at once if injury occurs that may be covered <br />by this policy. Your other duties are listed here. <br />1. Provide for immediate medical and other <br />services required by the workers compensation <br />law. <br />2. Give us or our agent the names and addresses <br />of the injured persons and of witnesses, and <br />other information we may need. <br />3. Promptly give us all notices, demands and legal <br />papers related to the injury, claim, proceeding <br />or suit. <br />Ed. 7-11 <br />®Copyrighl 2010 National Coundl on Campensafion Insurance, Inc. All Rights Reserved. 1 ~ Of 28 <br />