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SECTION II — WHO IS AN INSURED
<br />1. If you are designated in the Declarations as:
<br />a. An individual, you and your spouse are insur-
<br />eds, but only with respect to the conduct of a
<br />business of which you are the sole owner.
<br />b. A partnership or joint venture, you are an in-
<br />sured. Your members, your partners, and their
<br />spouses are also insureds, but only with re-
<br />spect to the conduct of your business.
<br />c. A limited liability company, you are an insured.
<br />Your members are also insureds, but only with
<br />respect to the conduct of your business. Your
<br />managers are insureds, but only with respect
<br />to their duties as your managers.
<br />d. An organization other than a partnership, joint
<br />venture or limited liability company, you are an
<br />insured. Your "executive officers" and directors
<br />are insureds, but only with respect to their du-
<br />ties as your officers or directors. Your stock-
<br />holders are also insureds, but only with respect
<br />to their liability as stockholders.
<br />e. A trust, you are an insured. Your trustees are
<br />also insureds, but only with respect to their du-
<br />ties as trustees.
<br />2. Each of the following is also an insured:
<br />a. Your "volunteer workers" only while performing
<br />duties related to the conduct of your business,
<br />or your "employees", other than either your
<br />"executive officers" (if you are an organization
<br />other than a partnership, joint venture or limited
<br />liability company) or your managers (if you are
<br />a limited liability company), but only for acts
<br />within the scope of their employment by you or
<br />while performing duties related to the conduct
<br />of your business. However, none of these "em-
<br />ployees" or "volunteer workers" are insureds
<br />for:
<br />(1) "Bodily injury" or "personal and advertising
<br />injury":
<br />(a) To you, to your partners or members (if
<br />you are a partnership or joint venture),
<br />to your members (if you are a limited li-
<br />ability company), to a co -"employee"
<br />while in the course of his or her em-
<br />ployment or performing duties related to
<br />the conduct of your business, or to your
<br />other "volunteer workers" while perform-
<br />ing duties related to the conduct of your
<br />business;
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<br />(b) To the spouse, child, parent, brother or
<br />sister of that co -"employee" or "volun-
<br />teer worker" as a consequence of Para-
<br />graph (1)(a) above;
<br />(c) For which there is any obligation to
<br />share damages with or repay someone
<br />else who must pay damages because of
<br />the injury described in Paragraphs (1)(a)
<br />or (b) above; or
<br />(d) Arising out of his or her providing or
<br />failing to provide professional health
<br />care services.
<br />(2) "Property damage" to property:
<br />(a) Owned, occupied or used by,
<br />(b) Rented to, in the care, custody or con-
<br />trol of, or over which physical control is
<br />being exercised for any purpose by
<br />you, any of your "employees", "volunteer
<br />workers", any partner or member (if you are
<br />a partnership or joint venture), or any mem-
<br />ber (if you are a limited liability company).
<br />Ill Any person (other than your "employee" or
<br />"volunteer worker"), or any organization while
<br />acting as your real estate manager.
<br />c. Any person or organization having proper
<br />temporary custody of your property if you die,
<br />but only:
<br />(1) With respect to liability arising out of the
<br />maintenance or use of that property; and
<br />(2) Until your legal representative has been
<br />appointed.
<br />d. Your legal representative if you die, but only
<br />with respect to duties as such. That represen-
<br />tative will have all your rights and duties under
<br />this Coverage Part.
<br />3. With respect to "mobile equipment" registered in
<br />your name under any motor vehicle registration
<br />law, any person is an insured while driving such
<br />equipment along a public highway with your per-
<br />mission. Any other person or organization respon-
<br />sible for the conduct of such person is also an in-
<br />sured, but only with respect to liability arising out
<br />of the operation of the equipment, and only if no
<br />other insurance of any kind is available to that
<br />person or organization for this liability. However,
<br />no person or organization is an insured with re-
<br />spect to:
<br />a. "Bodily injury" to a co -"employee" of the person
<br />driving the equipment; or
<br />b. "Property damage" to property owned by,
<br />rented to, in the charge of or occupied by you
<br />or the employer of any person who is an in-
<br />sured under this provision,
<br />ti s_is to ar City
<br />CG 00 01 10 01 © ISO Properties, Inc., 2000
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