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<br />IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br /> <br />If SUBROGATION IS WAiVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side ofthis form does not constitute a contract between <br />the issuing insurer(s), authorized representative or producer, and the certificate hoider, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon, <br /> <br />.....11 <br /> <br />An:-:- I <br />.i ~ ~ ~ <br /> <br />,. ...~ ~j <br /> <br />/...., <br /> <br />, . <br />, ~ <br /> <br /> <br />Z- <br /> <br />7-, <br /> <br />" <br /> <br />ACORD 25 (2001/08) <br />