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<br />IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL INSURED. the policy(ies) must be endorsed. A statement <br />on this certilicate does not confer rights to the cert~icate holder in lieu 01 such endorsement(s). <br /> <br />II SUBROGATION IS WAIVED. subject to the terms and condttions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the reverse side 01 this lorm does not constitute a contract between <br />the issuing insurer(s), authorized representative or producer. and the certificate holder. nor does rt <br />affirmatively or negatively amend. extend or atter the coverage afforded by the policies listed thereon. <br /> <br />ACORD 2512D011G8) <br />